620 E Kirby St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 620 E Kirby St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,001 sqft · built 1940
Lot Size	0.256 acres (11,160 sqft)
Owner	Individual Name on Record
Tax Bill	$422 (2025)
Deeds & Mortgages	Dec 2025 Sale Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099031001009023000`

Property Details

APN / Parcel Number

Primary APN	`099031001009023000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,001 sqft Living Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,160 sqft (0.256 acres)
Lot Dimensions	120 ft deep x 93.3 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	620 E KIRBY ST
City	MOUNT VERNON
State	MO
Zip	65712-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S120' OF E93.33' OF LT 2 KIRBY'S 2ND ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	KIRBY'S 2ND ADDN
Legal Lot Number	2
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3016
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 E KIRBY ST, MOUNT VERNON, MO 65712-1343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Beneficiary Deed, Transfer
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit MID MISSOURI BANK
Dec 23, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Feb 20, 2018	Warranty Deed, Transfer · Line of Credit MID MISSOURI BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2024
Deed Sale	Sep 27, 2024
Prior Sale	Dec 23, 2022 · Amount on Record
Deed Document Number	20244316
Deed Book / Page	460 / 4302
Prior Transfer Date	Apr 3, 2009
Prior Transfer Doc	000438/514
Record Updated	Sep 20, 2026

December 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LAWRENCE MO
Recording Date	Dec 5, 2025
Property Address	620 E KIRBY ST, MOUNT VERNON, MO 65712-1343
Document Number	02025/6003
Book / Page	2025 / 6003
Instrument Date	Dec 5, 2025
Instrument	2025006003
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	211 TYLER CT, MOUNT VERNON, MO 65712-7845
Investor	Possibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	620 E KIRBY ST, MOUNT VERNON, MO 65712-1343
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	ACO TITLE, WACO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00453/3424
Date	Aug 4, 2017
Book Page	453/3424
Instrument	2017-00003860

Lender

Name	MID MISSOURI BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Dec 23, 2022
Property Address	620 E KIRBY ST, MOUNT VERNON, MO 65712-1343
Document Number	00458/6990
Book / Page	458 / 6990
Instrument Date	Dec 23, 2022
Instrument	2022007078
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	WACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E KIRBY ST, MOUNT VERNON, MO 65712-1343

Mortgage

Document Number	0004586991
Date	Dec 23, 2022
Instrument	458/6991

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Feb 20, 2018
Property Address	620 E KIRBY ST, MOUNT VERNON, MO 65712-1343
Document Number	00454/0710
Book / Page	454 / 0710
Instrument Date	Feb 12, 2018
Instrument	2018-00000724
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	WACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E KIRBY ST, MOUNT VERNON, MO 65712-1343

Mortgage

Document Number	201800000725
Date	Feb 20, 2018
Instrument	2018-00000725

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,200 (-) Land $2,070 Building $7,130
2025	$422.00 (+0.24%)	$9,200 (+8.36%) Land $2,070 Building $7,130	$44,684 (-)
2024	$421.00 (+0.48%)
2023	$419.00 (+5.54%)	$8,490 Land $2,070 Building $6,420	$44,684
2022	$397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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