716 E Ash St, Watseka, IL 60970 Property Records

Iroquois County property record for 716 E Ash St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.266 acres (11,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (May 2020)
Tax Bill	$5,062 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`19 33 331 019`

Property Details

APN / Parcel Number

Primary APN	`19 33 331 019`

Exterior

Lot Area	11,616 sqft (0.266 acres)

Location & Zoning

Street Address	716 E ASH ST
City	WATSEKA
State	IL
Zip	60970-1469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LCI SD 3RD ADD LT 9
Legal Subdivision	LCI SD 3RD ADD
Legal Lot Number	9
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1014
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	716 E ASH ST, WATSEKA, IL 60970-1469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Warranty Deed, Transfer · USDA Mortgage USDA
Jan 2, 2018	Deed of Trust, Mortgage · Line of Credit MAINSOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Deed Document Number	20201445
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	May 22, 2020
Property Address	716 E ASH ST, WATSEKA, IL 60970-1469
Document Number	20R1445
Map Reference	MB N PG 19
Instrument Date	May 22, 2020
Instrument	20R1445
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 E RAYMOND RD, 701, WATSEKA, IL 60970-9730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	716 E ASH ST, WATSEKA, IL 60970-1469

Mortgage

Document Number	20R1446
Date	May 22, 2020
Instrument	20R1446

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	May 22, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	716 E ASH ST, WATSEKA, IL 60970-1469
Transaction Type	Mortgage
Record Updated	Feb 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 18R0012
Date	Jan 2, 2018
Instrument	18R0012

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	115 Months
Due	Aug 10, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,062.00 (+46.34%)	$55,620 (+42.03%) Land $8,710 Building $46,910	$166,860 (+42.03%) Land $26,130 Building $140,730
2022	$3,459.00 Homeowner's exemption	$39,160 Land $6,130 Building $33,030	$117,480 Land $18,390 Building $99,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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