708 E Ash St, Watseka, IL 60970 Property Records

Iroquois County property record for 708 E Ash St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Oct 2021)
Tax Bill	$5,006 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`19 33 331 015`

Property Details

APN / Parcel Number

Primary APN	`19 33 331 015`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	708 E ASH ST
City	WATSEKA
State	IL
Zip	60970-1469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LCI SD 3RD ADD LT 5
Legal Subdivision	LCI SD 3RD ADD
Legal Lot Number	5
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1014
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 E ASH ST, WATSEKA, IL 60970-1469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST TRUST BANK OF ILLINOIS
Oct 21, 2020	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Oct 21, 2020
Deed Document Number	20214153
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	0000003400
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Oct 8, 2021
Property Address	708 E ASH ST, WATSEKA, IL 60970-1469
Document Number	21R4153
Map Reference	MB N PG 19
Instrument Date	Oct 8, 2021
Instrument	21R4153
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	708 E ASH ST, WATSEKA, IL 60970-1469

Mortgage

Document Number	21R4154
Date	Oct 8, 2021
Instrument	21R4154

Lender

Name	FIRST TRUST BANK OF ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate	3.12%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Oct 21, 2020
Property Address	708 E ASH ST, WATSEKA, IL 60970-1469
Document Number	20R3400
Map Reference	MB N PG 19
Instrument Date	Aug 7, 2020
Instrument	20R3400
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 N 6TH ST, 202, KENTLAND, IN 47951-1223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 E ASH ST, WATSEKA, IL 60970-1469

Mortgage

Document Number	20R3401
Date	Oct 21, 2020
Instrument	20R3401

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,006.00 (+46.42%)	$55,070 (+42.01%) Land $7,590 Building $47,480	$165,210 (+42.01%) Land $22,770 Building $142,440
2022	$3,419.00 Homeowner's exemption	$38,780 Land $5,350 Building $33,430	$116,340 Land $16,050 Building $100,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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