Bremer County property record for 716 2nd Ave NE, Waverly, IA 50677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,594 sqft · built 2002 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Mar 2012) |
| Tax Bill | $4,978 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2020 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-207-011 |
| Primary APN | 09-02-207-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| Basement Area | 1,594 sqft |
| Finished Basement | 850 sqft |
| Unfinished Basement | 755 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 140 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 42 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 716 2ND AVE NE |
|---|---|
| City | WAVERLY |
| State | IA |
| Zip | 50677-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-91-14 CRETZMEYER LOT 2 BLK 28 & N 1/2 ADJ VAC ALLEY |
| Legal Range | 14W |
| Legal Township | 91N |
| Legal Section | 02 |
| Legal Subdivision | CRETZMEYER'S ADD |
| Legal Block | 28 |
| Legal Lot Number | 2 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | WAVERLY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 4100 |
716 2nd Ave NE is owned and occupied by two individuals who acquired it in October 2022.
Source: Bremer County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Mar 9, 2015 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Aug 9, 2005 | Deed of Trust, Mortgage · Conventional Mortgage CITIMORTGAGE INC |
| Jun 21, 2005 | Deed of Trust, Mortgage · Line of Credit STATE BANK OF WAVERLY |
| Mar 3, 2026 | Deed, Transfer |
| Oct 14, 2022 | Affidavit, Transfer |
| Oct 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Mar 21, 2012 | Warranty Deed, Transfer · ARM FIRST NATIONAL BANK |
| Nov 4, 2009 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2012 · Amount on File |
| Deed Sale | Mar 21, 2012 · Amount on File |
| Deed Document Number | 20121228 |
| Last Transfer Date | Oct 12, 2022 |
| Transfer Doc | 0020223816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020213614 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 20213614 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020205954 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 20205954 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020150870 |
|---|---|
| Date | Mar 9, 2015 |
| Instrument | 20150870 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020053738 |
|---|---|
| Date | Aug 9, 2005 |
| Instrument | 20053738 |
| Name | CITIMORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT CHARLES, MO 63304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020052844 |
|---|---|
| Date | Jun 21, 2005 |
| Instrument | 20052844 |
| Name | STATE BANK OF WAVERLY |
|---|---|
| Type | Non-Lending Institution |
| Address | WAVERLY, IA 50677 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Mar 3, 2026 |
| Property Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Document Number | 0020260619 |
| Map Reference | MB 2026 PG 348 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 20260619 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Oct 14, 2022 |
| Property Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Document Number | 0020223816 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 20223816 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Oct 27, 2021 |
| Property Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Document Number | 0020215247 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 20215247 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $431.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Document Number | 0020215248 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 20215248 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Mar 21, 2012 |
| Property Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Document Number | 0020121228 |
| Instrument Date | Mar 20, 2012 |
| Instrument | 20121228 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Document Number | 0020121229 |
|---|---|
| Date | Mar 21, 2012 |
| Instrument | 20121229 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Apr 1, 2015 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.12% |
| Index | 3-Year CMT |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Nov 4, 2009 |
| Property Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Document Number | 0020095053 |
| Instrument Date | Nov 2, 2009 |
| Instrument | 20095053 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 2ND AVE NE, WAVERLY, IA 50677-2720 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 716 2nd Ave NE was $4,978 with a homeowner's exemption.
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Waverly City |
| Unified School District | Waverly-Shell Rock Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,978.00 Homeowner's exemption | $310,980 Land $26,930 Building $284,050 | $310,980 Land $26,930 Building $284,050 |
| 2024 | $4,978.00 | ||
| 2023 | $283,230 Land $23,560 Building $259,670 | $283,230 Land $23,560 Building $259,670 | |
| 2022 | $4,278.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 716 2nd Ave NE in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 46 (1979–2016) |
| Claims Outside the SFHA | 4 of 46 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 716 2nd Ave NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waverly Communications Utility Fiber | 10,000 / 10,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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