Bremer County property record for 615 2nd Ave NE, Waverly, IA 50677
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,463 sqft · built 1936 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Apr 2022) |
| Tax Bill | $8,964 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-203-009 |
| Primary APN | 09-02-203-009 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,463 sqft Living Area |
| 1st Floor Area | 970 sqft |
| Basement Area | 1,621 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 1,621 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 75,359 sqft (1.73 acres) |
| Garage Type | Mixed |
| Garage Area | 1,384 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 248 sqft |
| Patio Area | 620 sqft |
| Shed | 1 Shed |
| Shed Area | 762 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 615 2ND AVE NE |
|---|---|
| City | WAVERLY |
| State | IA |
| Zip | 50677-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-91-14 S 220' LOT 2 AP NW NE |
| Legal Range | 14W |
| Legal Township | 91N |
| Legal Section | 02 |
| Legal Subdivision | WAVERLY |
| Legal Lot Number | 2 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | WAVERLY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4100 |
615 2nd Ave NE is owned and occupied by two individuals who acquired it in May 2023.
Source: Bremer County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 615 2ND AVE NE, WAVERLY, IA 50677-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU |
| Apr 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Aug 6, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on File |
| Deed Sale | Apr 18, 2022 · Amount on File |
| Prior Sale | Jul 29, 2013 · Amount on File |
| Deed Document Number | 20221424 |
| Last Transfer Date | May 30, 2023 |
| Transfer Doc | 0000001428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 615 2ND AVE NE, WAVERLY, IA 50677-1725 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 615 2ND AVE NE, WAVERLY, IA 50677-1725 |
| Document Number | 0020253344 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 20253344 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Apr 18, 2022 |
| Property Address | 615 2ND AVE NE, WAVERLY, IA 50677-1725 |
| Document Number | 0020221424 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 20221424 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $719.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 615 2ND AVE NE, WAVERLY, IA 50677-1725 |
| Document Number | 0020221425 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 20221425 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 615 2ND AVE NE, WAVERLY, IA 50677-1725 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20182934 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 20182934 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 293 Months |
| Due | Jan 1, 2043 |
The 2025 property tax bill for 615 2nd Ave NE was $8,964 with a homeowner's exemption.
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Waverly City |
| Unified School District | Waverly-Shell Rock Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,964.00 Homeowner's exemption | $528,450 Land $79,130 Building $449,320 | $528,450 Land $79,130 Building $449,320 |
| 2023 | $446,610 Land $53,650 Building $392,960 | $446,610 Land $53,650 Building $392,960 | |
| 2022 | $7,372.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 615 2nd Ave NE in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 46 (1979–2016) |
| Claims Outside the SFHA | 4 of 46 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 615 2nd Ave NE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waverly Communications Utility Fiber | 10,000 / 10,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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