7157 Harp String, Columbia, MD 21045 Property Records

Howard County property record for 7157 Harp String, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,380 sqft · built 1980
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Mar 2022)
Tax Bill	$6,053 (2025)
Deeds & Mortgages	Aug 2023 Sale Mar 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-152889`

Property Details

APN / Parcel Number

Primary APN	`16-152889`
Alternative APN	`152889`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,380 sqft Total Area
Basement Area	315 sqft
Finished Basement	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,746 sqft (0.086 acres)
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	152889
Street Address	7157 HARP STRING
City	COLUMBIA
State	MD
Zip	21045-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	A-264 3761SQ .086 AR 7157 HARP STRING VIL OWEN BROWN
Legal Subdivision	VILLAGE OF OWEN BROWN
Legal Lot Number	A 264
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3002
Census Tract	606708

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7157 HARP STRING, COLUMBIA, MD 21045-5247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed, Transfer
Mar 9, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 21, 2021	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Jul 26, 2019	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP
Oct 15, 2018	Deed, Transfer · FHA Mortgage FIDELITY BANK
Nov 20, 2017	Grant Deed, Transfer CARRINGTON TITLE SERVICES
Nov 20, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Book / Page	21384 / 486
Prior Transfer Date	Mar 4, 2022
Prior Transfer Doc	0213840486
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 16, 2023
Property Address	7157 HARP STRING, COLUMBIA, MD 21045-5247
Document Number	0220800067
Book / Page	22080 / 67
Map Reference	PL 4383
Instrument Date	Jul 19, 2023
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7157 HARP STRING, COLUMBIA, MD 21045-5247

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Mar 9, 2022
Property Address	7157 HARP STRING, COLUMBIA, MD 21045-5247
Document Number	0213840486
Book / Page	21384 / 486
Map Reference	MB 4383
Instrument Date	Mar 4, 2022
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7157 HARP STRING, COLUMBIA, MD 21045-5247

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 21, 2021
Property Address	7157 HARP STRING, COLUMBIA, MD 21045-5247
Document Number	0212050372
Book / Page	21205 / 372
Map Reference	MB 4383
Instrument Date	Dec 9, 2021
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7157 HARP STRING, COLUMBIA, MD 21045-5247

Mortgage

Document Number	0021205378
Date	Dec 21, 2021
Instrument	21205/378

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7157 HARP STRING, COLUMBIA, MD 21045-5247
Document Number	0188470059
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7157 HARP STRING COLUMBIA MD 210455247, COLUMBIA, MD 21045-5247

Mortgage

Document Number	0188470059
Date	Aug 23, 2019
Book Page	018847/000059

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 15, 2018
Property Address	7157 HARP STRING, COLUMBIA, MD 21045-5247
Document Number	0184090259
Book / Page	18409 / 259
Map Reference	MB4383
Instrument Date	Sep 27, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MILESTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7157 HARP SUING, COLUMBIA, MD 21045
Investor	Possibly a Property Investor

Mortgage

Document Number	0018409266
Date	Oct 15, 2018
Instrument	18409/266

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 20, 2017
Property Address	7157 HARP STRING, COLUMBIA, MD 21045-5247
Document Number	0179280242
Book / Page	017928 / 000242
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	CARRINGTON TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7157 HARP STRING COLUMBIA MD 210455247, COLUMBIA, MD 21045-5247

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 20, 2017
Property Address	7157 HARP STRING, COLUMBIA, MD 21045-5247
Document Number	0179280238
Book / Page	017928 / 000238
Instrument Date	Jun 27, 2016
Transaction Type	Foreclosure
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$279.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,200 (+7.8%) Land $180,000 Building $236,200	$416,200 (-) Land $180,000 Building $236,200
2025	$6,053.00 (+7.7%)	$386,100 (+18.47%)	$416,200 (+27.71%) Land $180,000 Building $236,200
2024	$5,620.00 (+62.95%)
2023		$325,900 (+6.39%) Land $160,000 Building $165,900	$325,900 (-) Land $160,000 Building $165,900
2022	$3,449.00	$306,333	$325,900 Land $160,000 Building $165,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

7157 Harp String, Columbia, MD 21045 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Harp String

Nearby Streets

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