Howard County property record for 7153 Harp String, Columbia, MD 21045 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,380 sqft · built 1980 |
| Lot Size | 0.097 acres (4,225 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Oct 1992) |
| Tax Bill | $5,456 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-152900 |
| Primary APN | 16-152900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,380 sqft Total Area |
| Basement Area | 250 sqft |
| Finished Basement | 250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,225 sqft (0.097 acres) |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 152900 |
|---|---|
| Street Address | 7153 HARP STRING |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-5247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A-266 .0 97 A 7153 HARP STRING VIL OWEN BROWN |
| Legal Subdivision | VILLAGE OWEN BROWN |
| Legal Lot Number | A 266 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 606708 |
Source: Howard County records · APN 16-152900
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7153 HARP STRING, COLUMBIA, MD 21045-5247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 06, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTE/HEALTH FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 1992 · Amount on Record |
| Deed Sale | Oct 30, 1992 · Amount on Record |
| Deed Book / Page | 2694 / 456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7153 HARP STRING, COLUMBIA, MD 21045-5247 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS |
| Name | Verified Name |
|---|
| Document Number | 0214680025 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 21468/25 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7153 HARP STRING, COLUMBIA, MD 21045-5247 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0176830320 |
|---|---|
| Date | Jul 06, 2017 |
| Book Page | 17683/320 |
| Instrument | 17683-320 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Mar 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7153 HARP STRING, COLUMBIA, MD 21045-5247 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0195250418 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 19525/418 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7153 HARP STRING, COLUMBIA, MD 21045-5247 |
| Document Number | 0177980166 |
| Book / Page | 017798 / 000166 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 7153 HARP STRING COLUMBIA MD 210455247, COLUMBIA, MD 21045-5247 |
| Document Number | 0177980166 |
|---|---|
| Date | Sep 08, 2017 |
| Book Page | 017798/000166 |
| Name | NATIONAL INSTITUTE/HEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 07, 2022 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,800 (+6.45%) Land $180,000 Building $199,800 | $379,800 (-) Land $180,000 Building $199,800 | |
| 2025 | $5,456.00 (+4.74%) Homeowner's exemption | $356,800 (+14.8%) | $379,800 (+22.2%) Land $180,000 Building $199,800 |
| 2024 | $5,209.00 (+53.84%) | ||
| 2023 | $310,800 Land $160,000 Building $150,800 | $310,800 Land $160,000 Building $150,800 | |
| 2022 | $3,386.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276067083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024, other causes |
| Wildfire Risk | Low above 3% of the US · above 6% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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