Schenectady County and Schenectady City property record for 715 Windsor Ter, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,308 sqft · built 1900 |
| Lot Size | 0.072 acres (3,136 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jun 2024) |
| Tax Bill | $4,912 (2026) |
| Deeds & Mortgages | Feb 2022 Construction Loan Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.74-3-24 |
| Primary APN | 421500 39.74-3-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Upper Floors Area | 352 sqft |
| Attic | Attic |
| Attic Area | 352 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,136 sqft (0.072 acres) |
| Lot Dimensions | 98 ft deep x 32 ft wide |
| Porch | Slab |
| Porch Area | 156 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 715 WINDSOR TER |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 715 WINDSOR TER, SCHENECTADY, NY 12308-3121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Construction Mortgage MAKO INTERNATIONAL LLC |
| Sep 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on Record |
| Deed Sale | Jun 24, 2024 · Amount on Record |
| Prior Sale | Sep 19, 2022 · Amount on Record |
| Deed Document Number | 202437836 |
| Deed Book / Page | 2132 / 993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 715 WINDSOR TER, SCHENECTADY, NY 12308-3121 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Title Company | STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 2241 BROADWAY, SCHENECTADY, NY 12306-4028 |
| Document Number | 0000005458 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 99/165 |
| Instrument | 202205458 |
| Name | MAKO INTERNATIONAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 19, 2022 |
| Property Address | 715 WINDSOR TER, SCHENECTADY, NY 12308-3121 |
| Document Number | 0000049893 |
| Book / Page | 2093 / 287 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 202249893 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | SMPR TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2241 BROADWAY, 2241, SCHENECTADY, NY 12306-4028 |
| Name | Verified Name |
|---|---|
| Address | 198 JEFFERSON ST, ALBANY, NY 12210-1606 |
| Document Number | 0000049894 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 202249894 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Number | 0000049895 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 5257/758 |
| Instrument | 202249895 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,912.00 (+2.29%) | ||
| 2025 | $4,802.00 (+65.02%) | $89,400 (-) Land $12,800 Building $76,600 | $148,038 (+30.82%) Land $21,196 Building $126,842 |
| 2023 | $89,400 (+65.56%) Land $12,800 Building $76,600 | $113,165 (+71.84%) Land $16,203 Building $96,962 | |
| 2022 | $54,000 Land $12,800 Building $41,200 | $65,854 Land $15,610 Building $50,244 | |
| 2021 | $2,910.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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