712 Windsor Ter, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 712 Windsor Ter, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,672 sqft · built 1910
Lot Size	0.068 acres (3,003 sqft)
Owner	Individual Name on File
Last Sale	$14,070 (Dec 2014)
Tax Bill	$4,953 (2026)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 39.82-1-8`

Property Details

APN / Parcel Number

Primary APN	`421500 39.82-1-8`
Alternative APN	`150003908200010080000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,672 sqft Total Area
1st Floor Area	836 sqft
2nd Floor Area	836 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,003 sqft (0.068 acres)
Lot Dimensions	91 ft deep x 33 ft wide
Porch	Slab
Porch Area	536 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	712 WINDSOR TER
City	SCHENECTADY
State	NY
Zip	12308-3120
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1005
Census Tract	20800

Owner

712 Windsor Ter, a duplex, is owned and occupied by an individual who bought it in December 2014.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	712 WINDSOR TER, SCHENECTADY, NY 12308-3120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2014 · Amount on File
Deed Sale	Dec 11, 2014 · Amount on File
Prior Sale	Feb 28, 2014 · Amount on File
Deed Document Number	201457115
Deed Book / Page	1906 / 393
Prior Transfer Date	Nov 4, 2014
Prior Transfer Doc	0000057115
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 23, 2021
Property Address	712 WINDSOR TER, SCHENECTADY, NY 12308-3120
Document Number	0000029677
Book / Page	2061 / 415
Instrument Date	May 7, 2021
Instrument	202129677
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4668 AUGUSTA RD, LEXINGTON, SC 29073-9196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 604, MARLIN, TX 76661-0604

Tax Assessment & Valuation

The 2026 property tax bill for 712 Windsor Ter was $4,953, up 2.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,953.00 (+2.84%)
2025	$4,816.00	$73,300 Land $11,000 Building $62,300	$121,378 Land $18,215 Building $103,163
2023		$73,300 (-) Land $11,000 Building $62,300	$92,785 (+3.8%) Land $13,924 Building $78,861
2022		$73,300 Land $11,000 Building $62,300	$89,390 Land $13,415 Building $75,975
2021	$4,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Windsor Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 712 Windsor Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880