715 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 715 State St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.297 acres (12,937 sqft)
Owner	Company Name on Record
Last Sale	$214,500 (Jul 2000)
Tax Bill	$3,216 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-179-011`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-179-011`

Exterior

Lot Area	12,937 sqft (0.297 acres)

Location & Zoning

Street Address	715 STATE ST
City	PETOSKEY
State	MI
Zip	49770-2754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	CHARLES CARMICHAEL'S ADD. LOT 12 & W 40.7' OF LOT 11 BLK 4. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	CHARLES CARMICHAELS ADD
Legal Block	4
Legal Lot Number	11-12
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2011
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	715 STATE ST, PETOSKEY, MI 49770-2754
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Apr 23, 2020	Deed, Transfer
Jan 7, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2000 · Amount on Record
Deed Sale	Jul 7, 2000 · Amount on Record
Prior Sale	Oct 1, 1979 · Amount on Record
Last Transfer Date	Apr 20, 2020
Transfer Doc	1221/73
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	715 STATE ST, PETOSKEY, MI 49770-2754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 STATE ST, PETOSKEY, MI 49770-2754

Mortgage

Document Number	0000001220/0000000026
Date	Mar 13, 2020
Book Page	0000001220/0000000026
Instrument	5172969

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Apr 23, 2020
Property Address	715 STATE ST, PETOSKEY, MI 49770-2754
Document Number	1221/73
Book / Page	1221 / 73
Instrument Date	Apr 20, 2020
Instrument	5174016
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 STATE ST, PETOSKEY, MI 49770-2754

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jan 7, 2020
Property Address	715 STATE ST, PETOSKEY, MI 49770-2754
Document Number	1218/202
Book / Page	1218 / 202
Instrument Date	Jan 6, 2020
Instrument	5171146
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 STATE ST, PETOSKEY, MI 49770-2754

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,300 (+8.85%) Land $247,300	$494,600 (+8.85%) Land $494,600
2025		$227,200 (+35.64%) Land $227,200	$454,400 (+35.64%) Land $454,400
2024	$3,216.00
2023		$167,500 Land $167,500	$335,000 Land $335,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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