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701 State St, Petoskey, MI 49770 Property Records

Emmet County property record for 701 State St, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,496 sqft
Lot Size0.167 acres (7,302 sqft)
Owner2 Company Names on File
Tax Bill$2,710 (2024)
Deeds & MortgagesJul 2021 Mortgage
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN52-19-05-179-013

Property Details

APN / Parcel Number

Primary APN52-19-05-179-013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,496 sqft Living Area
1st Floor Area843 sqft
Basement Area843 sqft
Unfinished Basement843 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Lot Area7,302 sqft (0.167 acres)
Garage Area308 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address701 STATE ST
CityPETOSKEY
StateMI
Zip49770-2754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOP R-2
Legal DescriptionCHARLES CARMICHAEL'S ADD. W 1/2 OF LOTS 1 & 2 BLK 4. NOTE HOME IMP ACT SECTION 5, T34N, R5W
Legal Range05W
Legal Township34N
Legal Section05
Legal SubdivisionCHARLES CARMICHAELS ADD
Legal Block4
Legal Lot Number1-2
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group2
Census Block2011
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Mitchell Street Historic District
listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

701 State St is owned by a company that acquired it in February 2019 and is owner-occupied.

Source: Emmet County records, as of October 20, 2026

Owner of Record2 Company Names on File
Mailing Address701 STATE ST, PETOSKEY, MI 49770-2754
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
MERCANTILE BANK OF MICHIGAN
Feb 19, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2011
Deed SaleMay 6, 2011
Prior SaleSep 12, 2002 · Amount on File
Deed Book / Page1134 / 639
Last Transfer DateFeb 18, 2019
Transfer Doc1210/20
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address701 STATE ST, PETOSKEY, MI 49770-2754
Transaction TypeMortgage
Record UpdatedAug 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 STATE ST, PETOSKEY, MI 49770-2754

Mortgage

Document Number0000001234/0000000897
DateJul 7, 2021
Book Page0000001234/0000000897
Instrument5187861
Lender
NameMERCANTILE BANK OF MICHIGAN
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2041

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEMMET MI
Recording DateFeb 19, 2019
Property Address701 STATE ST, PETOSKEY, MI 49770-2754
Document Number1210/20
Book / Page1210 / 20
Instrument DateFeb 18, 2019
Instrument5162937
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 STATE ST, PETOSKEY, MI 49770-2754

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$199,500 (+10.34%) Land $199,500$399,000 (+10.34%) Land $399,000
2025$180,800 Land $180,800$361,600 Land $361,600
2024$2,710.00
2023$132,700 Land $132,700$265,400 Land $265,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 701 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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