715 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 715 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 989 sqft · built 1927
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2023)
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-129-015`

Property Details

APN / Parcel Number

Primary APN	`15-21-129-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	989 sqft Living Area
Gross Area	2,271 sqft
1st Floor Area	989 sqft
Basement Area	989 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	715 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK RIDGE SUBDN : LOT 9 BLOCK 2 LOT DIMENSIONS: 50 X 120 APPROX LOT SQ FT 6000 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001
Legal Subdivision	PARK RIDGE SUB
Legal Block	2
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2015
Census Tract	853100

Owner

Source: Kane County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 SPRUCE ST, AURORA, IL 60506-3846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Deed Document Number	202325435
Prior Transfer Date	May 8, 2003
Prior Transfer Doc	0000105042
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 27, 2023
Property Address	715 SPRUCE ST, AURORA, IL 60506-3846
Document Number	0000025435
Instrument Date	May 25, 2023
Instrument	2023K025435
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	715 SPRUCE ST, AURORA, IL 60506-3846

Mortgage

Document Number	0000025436
Date	Jul 27, 2023
Instrument	2023K025436

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2053

Mortgage

Document Number	0000025437
Date	Jul 27, 2023
Instrument	2023K025437

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 1, 2033

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	715 SPRUCE ST, AURORA, IL 60506-3846
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046806
Date	Sep 20, 2022
Instrument	2022K046806

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,993.00 (-1.99%)	$62,605 (+9.39%) Land $10,962 Building $51,643	$187,890 (+9.39%) Land $32,899 Building $154,991
2024		$57,231 (+24.32%) Land $10,021 Building $47,210	$171,762 (+24.37%) Land $30,075 Building $141,687
2022	$4,074.00 (+4.06%)	$46,034 (+7.41%) Land $8,170 Building $37,864	$138,102 (+7.41%) Land $24,510 Building $113,592
2021	$3,915.00	$42,858 Land $7,606 Building $35,252	$128,574 Land $22,818 Building $105,756

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

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