703 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 703 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,023 sqft · built 1927
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2019)
Tax Bill	$5,325 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-129-018`

Property Details

APN / Parcel Number

Primary APN	`15-21-129-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,023 sqft Living Area
Gross Area	2,370 sqft
1st Floor Area	1,023 sqft
Basement Area	1,023 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	703 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK RIDGE SUB LOT 12 BLK 2
Legal Subdivision	PARK RIDGE SUB
Legal Block	2
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2015
Census Tract	853100

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 SPRUCE ST, AURORA, IL 60506-3846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC
Apr 17, 2019	Warranty Deed, Transfer · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2019 · Amount on Record
Deed Sale	Apr 17, 2019 · Amount on Record
Prior Sale	Sep 25, 2006 · Amount on Record
Deed Document Number	201915007
Last Transfer Date	May 12, 2022
Transfer Doc	0000032876
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 24, 2022
Property Address	703 SPRUCE ST, AURORA, IL 60506-3846
Document Number	0000032876
Instrument Date	Jun 7, 2022
Instrument	2022K032876
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032877
Date	Jun 24, 2022
Instrument	2022K032877

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 17, 2019
Property Address	703 SPRUCE ST, AURORA, IL 60506-3846
Document Number	0000015007
Instrument Date	Apr 4, 2019
Instrument	2019K015007
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	703 SPRUCE ST, AURORA, IL 60506-3846

Mortgage

Document Number	0000015008
Date	Apr 17, 2019
Instrument	2019K015008

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,325.00 (+12.67%) Homeowner's exemption	$79,697 (+9.39%) Land $10,962 Building $68,735	$239,187 (+9.39%) Land $32,899 Building $206,288
2024		$72,856 (+22.66%) Land $10,021 Building $62,835	$218,655 (+22.71%) Land $30,075 Building $188,580
2022	$4,726.00 (+4.95%) Homeowner's exemption	$59,395 (+7.41%) Land $8,170 Building $51,225	$178,185 (+7.41%) Land $24,510 Building $153,675
2021	$4,503.00 Homeowner's exemption	$55,297 Land $7,606 Building $47,691	$165,891 Land $22,818 Building $143,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

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