715 Seagrove Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 715 Seagrove Trl, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.18 acres (7,840 sqft)
Owner	Company Name on File
Last Sale	$2,700,000 (May 2025)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-25-31-4735-0001-3280`

Property Details

APN / Parcel Number

Primary APN	`22-25-31-4735-0001-3280`
Alternative APN	`253122473500013280`

Exterior

Lot Area	7,840 sqft (0.18 acres)

Location & Zoning

Street Address	715 SEAGROVE TRL
City	SAINT CLOUD
State	FL
Zip	34771-8194
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	PRESTON COVE PH 1 & 2 PB 33 PGS 80-88 LOT 328
Legal Lot Number	328
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 22-25-31-4735-0001-3280

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Deed Document Number	202564257
Deed Book / Page	6791 / 1408
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 28, 2026
Property Address	715 SEAGROVE TRL, SAINT CLOUD, FL 34771-8194
Document Number	0000098510
Book / Page	7010 / 2321
Instrument Date	Jul 24, 2026
Instrument	202698510
Record Updated	Aug 06, 2026
Title Company	TITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$311,072.93
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 SEAGROVE TRL, SAINT CLOUD, FL 34771-8194

Mortgage

Document Number	0000098511,
Date	Jul 28, 2026
Instrument	202698511

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,592.00	$70,000 Land $70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 6 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.