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695 Seagrove Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 695 Seagrove Trl, Saint Cloud, FL 34771 · Last verified June 2026

Property Summary

Property TypeVacant Land
Lot Size0.23 acres (10,018 sqft)
OwnerIndividual Name on File
Last Sale$431,000 (May 2026)
Tax Bill$3,592 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-25-31-4735-0001-3260

Property Details

APN / Parcel Number

Primary APN22-25-31-4735-0001-3260
Alternative APN
  • 253122473500013260

Exterior

Lot Area10,018 sqft (0.23 acres)

Location & Zoning

Street Address695 SEAGROVE TRL
CitySAINT CLOUD
StateFL
Zip34771-8193
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionPRESTON COVE PH 1 & 2 PB 33 PGS 80-88 LOT 326
Legal SubdivisionPRESTON COVE PHASE 1 AND 2
Legal Lot Number326
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 22-25-31-4735-0001-3260

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address695 SEAGROVE TRL, SAINT CLOUD, FL 34771-8193
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Prior SaleMay 21, 2025 · Amount on Record
Deed Document Number202668514
Deed Book / Page6976 / 2209
Record UpdatedSep 20, 2026

May 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 26, 2026
Property Address695 SEAGROVE TRL, SAINT CLOUD, FL 34771-8193
Document Number0000068514
Book / Page6976 / 2209
Instrument DateMay 22, 2026
Instrument202668514
Record UpdatedJun 09, 2026
Title CompanyDHI TITLE OF FLORIDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$304,717.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address695 SEAGROVE TRL, SAINT CLOUD, FL 34771-8193

Mortgage

Document Number0000068515,
DateMay 26, 2026
Instrument202668515
Lender
NameDHI MORTGAGE COMPANY LP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,592.00$70,000 Land $70,000$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 83% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 103 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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