705 Sandy Hook Rd, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 705 Sandy Hook Rd, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,334 sqft · built 1980
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Aug 2014)
Tax Bill$4,928 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-1708-6

Property Details

APN / Parcel Number

Primary APNC62-000-741-1708-6
Alternative APNs
  • 36-27-15-96579-013-0080
  • 271536965790130080
  • 152736965790130080
  • R391347

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,334 sqft Living Area
Gross Area3,021 sqft
1st Floor Area2,334 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions130 ft deep x 94 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area246 sqft
Deck Area100 sqft
Patio Area100 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR391347
Street Address705 SANDY HOOK RD
CityPALM HARBOR
StateFL
Zip34683-3735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionWESTLAKE VILLAGE BLK 13, LOT 8
Legal Range15E
Legal Township27S
Legal Section36
Legal SubdivisionWESTLAKE VILLAGE
Legal Tract96579
Legal Block13
Legal Lot Number8
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3010
Census Tract27206

Owner

Source: Pinellas County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address705 SANDY HOOK RD, PALM HARBOR, FL 34683-3735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
HANCOCK WHITNEY BANK
Nov 7, 2023Deed of Trust, Mortgage · Commercial Mortgage
WHITNEY BANK
Oct 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2014 · Amount on Record
Deed SaleAug 14, 2014 · Amount on Record
Prior SaleSep 30, 2009 · Amount on Record
Deed Document Number2014227510
Deed Book / Page18493 / 1488
Prior Transfer DateSep 15, 2009
Prior Transfer Doc0167120651
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address705 SANDY HOOK RD, PALM HARBOR, FL 34683-3735
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 SANDY HOOK RD, PALM HARBOR, FL 34683-3735

Mortgage

Document Number0234591963
DateFeb 19, 2026
Book Page23459/1963
Instrument2026045473
Lender
NameHANCOCK WHITNEY BANK
TypeBank
AddressGULFPORT, MS 39501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address705 SANDY HOOK RD, PALM HARBOR, FL 34683-3735
Transaction TypeMortgage
Record UpdatedNov 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 SANDY HOOK RD, PALM HARBOR, FL 34683-3735
InvestorPossibly a Property Investor

Mortgage

Document Number0226170400
DateNov 7, 2023
Book Page22617/400
Instrument2023285698
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address705 SANDY HOOK RD, PALM HARBOR, FL 34683-3735
Document Number0198072603
Book / Page019807 / 002603
Instrument DateOct 7, 2017
Transaction TypeMortgage
Record UpdatedNov 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address705 SANDY HOOK RD PALM HARBOR FL 346833735, PALM HARBOR, FL 34683-3735

Mortgage

Document Number0198072603
DateOct 17, 2017
Book Page019807/002603
Instrument315727
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term216 Months
DueOct 16, 2035

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,928.00 (+5.77%) Homeowner's exemption$307,368 (+5.99%)$534,491 (+6.51%) Land $160,240 Building $374,251
2024$4,659.00 (+1.64%)
2023$4,584.00 (+2.87%) Homeowner's exemption$290,006 (+3%)$501,836 (+15.53%) Land $201,665 Building $300,171
2022$4,456.00 Homeowner's exemption$281,559$434,374 Land $202,944 Building $231,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims2 (1981–2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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