715 S River St, Franklin, OH 45005 Property Records

Warren County property record for 715 S River St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,031 sqft · built 1901
Lot Size	0.203 acres (8,874 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Apr 2001)
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-31-152-014-0`

Property Details

APN / Parcel Number

Primary APN	`04-31-152-014-0`
Alternative APNs	`0431152014` `431152014` `2104024`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,031 sqft Living Area
1st Floor Area	279 sqft
2nd Floor Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,874 sqft (0.203 acres)
Lot Dimensions	153 ft deep x 58 ft wide
Garage Area	650 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	308 sqft
Deck Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2104024
Street Address	715 S RIVER ST
City	FRANKLIN
State	OH
Zip	45005-2742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOT LOT 734
Legal Subdivision	OUT LOT
Legal Block	24
Legal Lot Number	734
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1015
Census Tract	32502

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	715 S RIVER ST, FRANKLIN, OH 45005-2742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 21, 2023	Affidavit of Death of Joint Tenant, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2001 · Amount on Record
Deed Sale	Apr 24, 2001 · Amount on Record
Prior Sale	Feb 4, 1991 · Amount on Record
Last Transfer Date	Mar 15, 2023
Transfer Doc	0000005260
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	715 S RIVER ST, FRANKLIN, OH 45005-2742
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024460
Date	Nov 14, 2023
Instrument	2023-024460

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Apr 1, 2053

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WARREN OH
Recording Date	Mar 21, 2023
Property Address	715 S RIVER ST, FRANKLIN, OH 45005-2742
Document Number	0000005260
Instrument Date	Mar 10, 2023
Instrument	2023-005260
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 S RIVER ST, FRANKLIN, OH 45005-2742

Mortgage

Document Number	0000005261
Date	Mar 21, 2023
Instrument	2023-005261

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (+7.87%)	$44,770 (+31.17%) Land $9,710 Building $35,060	$127,910 (+31.16%) Land $27,740 Building $100,170
2024	$1,716.00 (+25.16%)
2023	$1,371.00 (+6.36%) Homeowner's exemption	$34,132 (-) Land $5,506 Building $28,626
2022	$1,289.00 Homeowner's exemption	$34,132 Land $5,506 Building $28,627	$97,520 (-) Land $15,730 Building $81,790
2021			$97,520 Land $15,730 Building $81,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	May 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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