715 S 3rd St, Niles, MI 49120 Property Records

Berrien County property record for 715 S 3rd St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,058 sqft · built 1923
Lot Size	0.909 acres (39,596 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Apr 2024)
Tax Bill	$4,440 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73-5450-0004-01-8`

Property Details

APN / Parcel Number

Primary APN	`73-5450-0004-01-8`
Alternative APN	`11-73-5450-0004-01-8`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,058 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	1,122 sqft
Unfinished Basement	1,122 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	39,596 sqft (0.909 acres)
Lot Dimensions	220 ft deep x 135 ft wide
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	715 S 3RD ST
City	NILES
State	MI
Zip	49120-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOTS 4 & 21 SUPERVISORS PLAT 6 CITY OF NILES
Legal Subdivision	SUPERVISORS PLAT NO 6
Legal Lot Number	4,21
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2003
Census Tract	20700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	715 S 3RD ST, NILES, MI 49120-3341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 13, 2020	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	2024404024
Deed Book / Page	3424 / 2622
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 17, 2024
Property Address	715 S 3RD ST, NILES, MI 49120-3305
Document Number	03424/2622
Book / Page	3424 / 2622
Map Reference	LB 9 PG 36
Instrument Date	Apr 17, 2024
Instrument	2024404024
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 S 3RD ST, NILES, MI 49120-3305

Mortgage

Document Number	2024404025
Date	Apr 17, 2024
Instrument	2024404025

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 13, 2020
Property Address	715 S 3RD ST, NILES, MI 49120-3305
Document Number	003282/722
Book / Page	3282 / 722
Map Reference	LB 9 PG 36
Instrument Date	Jul 6, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,651.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	715 S 3RD ST, NILES, MI 49120-3305
Investor	Possibly a Property Investor

Mortgage

Document Number	0003282723
Date	Jul 13, 2020
Instrument	3282/723

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,000 (+109.65%)	$252,000 (+109.65%)
2025	$4,440.00 (+115.95%)
2023		$60,100	$120,200
2022	$2,056.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Midwest Energy & Communications, T-Mobile.

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