715 Riverside Dr, Waterloo, NE 68069 Property Records

Douglas County property record for 715 Riverside Dr, Waterloo, NE 68069 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,241 sqft · built 1989
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jul 2023)
Tax Bill	$7,380 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`R2118662560`

Property Details

APN / Parcel Number

Primary APN	`R2118662560`
Alternative APNs	`1866 2560 21` `2118662560`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,241 sqft Living Area
Basement Area	841 sqft
Finished Basement	800 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1989
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Terrain	Other
View / Lot	River
Garage Type	Built-in
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	150 sqft
Deck Area	40 sqft
Patio Area	420 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2118662560
Street Address	715 RIVERSIDE DR
City	WATERLOO
State	NE
Zip	68069-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE LAKES LOT 271 BLOCK 0 IRREG
Legal Subdivision	RIVERSIDE LAKES
Legal Lot Number	271
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1002
Census Tract	7508

Owner

Source: Douglas County records · APN R2118662560

Assessment roll updated December 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	715 RIVERSIDE DR, WATERLOO, NE 68069-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Aug 18, 2021	Deed of Trust, Mortgage · VA Mortgage CHARTER WEST BANK
Apr 16, 2020	Warranty Deed, Transfer · Commercial Mortgage ACCESS BANK
Mar 23, 2018	Grant Deed, Foreclosure OTHER
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2023 · Amount on Record
Deed Sale	Jul 06, 2023 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	2023048492
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 06, 2023
Property Address	715 RIVERSIDE DR, WATERLOO, NE 68069-9707
Document Number	0000048492
Instrument Date	Jun 30, 2023
Instrument	2023048492
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048493
Date	Jul 06, 2023
Instrument	2023048493

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2038
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Margin	3
Max Rate	11%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	715 RIVERSIDE DR, WATERLOO, NE 68069-9707
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021109145
Date	Aug 18, 2021
Instrument	2021109145

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 16, 2020
Property Address	715 RIVERSIDE DR, WATERLOO, NE 68069-9707
Document Number	2020034806
Instrument Date	Mar 27, 2020
Instrument	2020034806
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$821.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2020034807
Date	Apr 16, 2020
Instrument	2020034807

Lender

Name	ACCESS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

March 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	DOUGLAS NE
Recording Date	Mar 23, 2018
Property Address	715 RIVERSIDE DR, WATERLOO, NE 68069-9707
Document Number	0000021632
Instrument Date	Mar 13, 2018
Instrument	21632
Transaction Type	Foreclosure
Record Updated	Jan 12, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$843.75

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 RIVERSIDE DR WATERLOO NE 680699707, WATERLOO, NE 68069-9707

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	715 RIVERSIDE DR, WATERLOO, NE 68069-9707
Document Number	0000078781
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 RIVERSIDE DR WATERLOO NE 680699707, WATERLOO, NE 68069-9707

Mortgage

Document Number	0000078781
Date	Oct 02, 2017
Instrument	78781

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated December 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$566,000 (+15.44%) Land $65,000 Building $501,000	$566,000 (+15.44%) Land $65,000 Building $501,000
2024	$7,380.00 (-17.66%)
2023	$8,963.00 (+8.45%)	$490,300 (+18.89%) Land $65,000 Building $425,300	$490,300 (+18.89%) Land $65,000 Building $425,300
2022	$8,265.00	$412,400 Land $65,000 Building $347,400	$412,400 Land $65,000 Building $347,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (31055C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310550075081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 75 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2019 · 39 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 35% of Nebraska
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 104 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	800 / 400
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Metronet Holdings, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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