648 Riverside Dr, Waterloo, NE 68069 Property Records

Douglas County property record for 648 Riverside Dr, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,609 sqft · built 1974
Lot Size	0.341 acres (14,850 sqft)
Owner	2 Company Names on Record
Last Sale	$355,000 (Jul 2019)
Tax Bill	$6,549 (2024)
Deeds & Mortgages	Dec 2023 Transfer Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1866-2348-21`

Property Details

APN / Parcel Number

Primary APN	`1866-2348-21`
Alternative APNs	`R2118662348` `2118662348`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,609 sqft Living Area
Gross Area	5,005 sqft
1st Floor Area	2,069 sqft
Basement Area	2,054 sqft
Finished Basement	1,540 sqft
Unfinished Basement	514 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,850 sqft (0.341 acres)
Lot Dimensions	150 ft deep x 99 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	847 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	575 sqft
Deck Area	633 sqft
Patio Area	632 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	R2118662348
Street Address	648 RIVERSIDE DR
City	WATERLOO
State	NE
Zip	68069-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIVERSIDE LAKES LOT 166 BLOCK 0 IRREG
Legal Subdivision	RIVERSIDE LAKES
Legal Lot Number	166
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1066
Census Tract	7508

Owner

Source: Douglas County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	648 RIVERSIDE DR, WATERLOO, NE 68069-9792
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Intrafamily Transfer, Transfer
Apr 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 2, 2021	Warranty Deed, Transfer
Jul 3, 2019	Warranty Deed, Transfer MIDWEST TITLE COMPANY, MIDWEST TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	201949983
Last Transfer Date	Dec 4, 2023
Transfer Doc	0000090986
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Dec 4, 2023
Property Address	648 RIVERSIDE DR, WATERLOO, NE 68069-9792
Document Number	0000090986
Instrument Date	Dec 4, 2023
Instrument	2023090986
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	648 RIVERSIDE DR, WATERLOO, NE 68069-9792
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021791
Date	Apr 3, 2019
Instrument	2019021791

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Dec 2, 2021
Property Address	648 RIVERSIDE DR, WATERLOO, NE 68069-9792
Document Number	0000157200
Instrument Date	Nov 23, 2021
Instrument	2021157200
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 3, 2019
Property Address	648 RIVERSIDE DR, WATERLOO, NE 68069-9792
Document Number	0000049983
Instrument Date	Jun 25, 2019
Instrument	49983
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	MIDWEST TITLE COMPANY, MIDWEST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$798.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 RIVERSIDE DR WATERLOO NE 680699792, WATERLOO, NE 68069-9792

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$536,400 (+23.28%) Land $65,000 Building $471,400	$536,400 (+23.28%) Land $65,000 Building $471,400
2024	$6,549.00 (-17.66%)
2023	$7,954.00 (+3.95%)	$435,100 Land $65,000 Building $370,100	$435,100 Land $65,000 Building $370,100
2022	$7,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUGLAS CO SID 177 - RIVERSIDE LAKES private · serves 330 people · EPA ID NE3105508
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	800 / 400
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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