715 Ray Ave, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 715 Ray Ave, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,253 sqft · built 2002
Lot Size	0.417 acres (18,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,500 (Oct 2002)
Tax Bill	$3,816 (2025)
Deeds & Mortgages	Jan 2022 Refinance
APN	`0351004002770`

Property Details

APN / Parcel Number

Primary APN	`0351004002770`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,253 sqft Living Area
1st Floor Area	884 sqft
Upper Floors Area	904 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,165 sqft (0.417 acres)
Lot Dimensions	120 ft deep x 171 ft wide
Garage Type	Attached
Garage Area	232 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	230 sqft
Deck Area	399 sqft
Patio Area	136 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	715 RAY AVE
City	CHESAPEAKE
State	VA
Zip	23320-6433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	LOT 8A RESUB LTS 8 & 9 BLK 25 SEC B CRESTWOOD .417
Legal Subdivision	CRESTWOOD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2035
Census Tract	20903

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 RAY AVE, CHESAPEAKE, VA 23320-6433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2002 · Amount on Record
Deed Sale	Oct 10, 2002 · Amount on Record
Deed Book / Page	4715 / 520
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	715 RAY AVE, CHESAPEAKE, VA 23320-6433
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010504/587
Date	Jan 5, 2022
Book Page	10504/587
Instrument	220000449

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,500 (+4.95%) Land $120,000 Building $276,500	$396,500 (+4.95%) Land $120,000 Building $276,500
2025	$3,816.00 (+37.07%)	$377,800 (+10.11%) Land $110,000 Building $267,800	$377,800 (+10.11%) Land $110,000 Building $267,800
2023		$343,100 (+10.82%) Land $95,000 Building $248,100	$343,100 (+10.82%) Land $95,000 Building $248,100
2022		$309,600 Land $85,000 Building $224,600	$309,600 Land $85,000 Building $224,600
2019	$2,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 334 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	334 in force
Nearby Flood Claims	9 (2003–2018)
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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