Chesapeake City property record for 709 Ray Ave, Chesapeake, VA 23320
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 bd · 2.5 ba · 2,058 sqft · built 2002 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,485 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| APN | 0351004002740 |
| Primary APN | 0351004002740 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,058 sqft Total Area |
| 1st Floor Area | 828 sqft |
| Upper Floors Area | 828 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 399 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 709 RAY AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6433 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R6: RESIDE |
| Legal Description | 5 BLK 25 CRESTWOOD PLAT B |
| Legal Subdivision | CRESTWOOD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 20903 |
709 Ray Ave is owned by an individual.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 RAY AVE, CHESAPEAKE, VA 23320-6433 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 21, 2026 |
| Property Address | 709 RAY AVE, CHESAPEAKE, VA 23320-6433 |
| Document Number | 0000018852 |
| Book / Page | 11003 / 1588 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202618852 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 709 RAY AVE, CHESAPEAKE, VA 23320-6433 |
| Document Number | 0000018852, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 11003/1588 |
| Instrument | 202618852 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,700 Land $110,000 Building $250,700 | $360,700 Land $110,000 Building $250,700 | |
| 2024 | $3,485.00 | ||
| 2023 | $311,700 (+11.2%) Land $90,000 Building $221,700 | $311,700 (+11.2%) Land $90,000 Building $221,700 | |
| 2022 | $280,300 Land $80,000 Building $200,300 | $280,300 Land $80,000 Building $200,300 | |
| 2019 | $2,509.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 709 Ray Ave; there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 334 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 334 in force |
| Nearby Flood Claims | 9 (2003–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Ray Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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