Catoosa County property record for 715 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,074 sqft · built 2018 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $459,000 (Oct 2020) |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Oct 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N172 |
| Primary APN | 0038N172 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,074 sqft Heated Area |
| 1st Floor Area | 1,898 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Porch | Open Porch |
| Porch Area | 355 sqft |
| Deck Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29070 |
|---|---|
| Street Address | 715 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 172 WHITE OAK PLANTATION PHASE 6 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 6 |
| Legal Lot Number | 172 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30201 |
715 Live Oak Rd is owned and occupied by two individuals who acquired it in October 2020.
Source: Catoosa County records, as of January 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 715 LIVE OAK RD, RINGGOLD, GA 30736-3353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHATTANOOGA FEDERAL EMPLOYEES CREDIT UNI |
| Oct 30, 2020 | Warranty Deed, Transfer · VA Mortgage FIRST CITIZENS NAT'L BK |
| Sep 24, 2019 | Deed of Trust, Mortgage PINNACLE BK |
| Feb 7, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI PINNACLE BK |
| Jun 6, 2018 | Warranty Deed, Construction Loan · Construction Mortgage SEGA FARMS LLC |
| Jan 10, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on File |
| Deed Sale | Oct 23, 2020 · Amount on File |
| Prior Sale | Jan 31, 2019 · Amount on File |
| Deed Document Number | 0002089324 |
| Deed Book / Page | 2089 / 324 |
| Last Transfer Date | Oct 30, 2020 |
| Transfer Doc | 0020890324 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 715 LIVE OAK RD, RINGGOLD, GA 30736-3353 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 715 LIVE OAK RD, RINGGOLD, GA 30736-3353 |
| Document Number | 0022940000000074 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 0000002294/0000000074 |
| Name | CHATTANOOGA FEDERAL EMPLOYEES CREDIT UNI |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Oct 30, 2020 |
| Property Address | 715 LIVE OAK RD, RINGGOLD, GA 30736-3353 |
| Document Number | 0020890324 |
| Book / Page | 002089 / 000324 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 8951 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 715 LIVE OAK RD RINGGOLD GA 307363353, RINGGOLD, GA 30736-3353 |
| Document Number | 20890326 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 002089/000326 |
| Instrument | 8952 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 715 LIVE OAK RD, RINGGOLD, GA 30736-3353 |
| Document Number | 0020110482 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 715 LIVE OAK RD RINGGOLD GA 307363353, RINGGOLD, GA 30736-3353 |
| Document Number | 0020110482 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 002011/000482 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Feb 7, 2019 |
| Property Address | 715 LIVE OAK RD, RINGGOLD, GA 30736-3353 |
| Document Number | 0019730847 |
| Book / Page | 001973 / 000847 |
| Instrument Date | Jan 31, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2019 |
| Title Company | CHOICE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $416.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 715 LIVE OAK RD RINGGOLD GA 30736, RINGGOLD, GA 30736 |
| Document Number | 19730849 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 001973/000849 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jun 6, 2018 |
| Property Address | 715 LIVE OAK RD, RINGGOLD, GA 30736-3353 |
| Document Number | 0019390052 |
| Book / Page | 001939 / 000052 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 2, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $169.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 19390054 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 001939/000054 |
| Name | SEGA FARMS LLC |
|---|---|
| Address | PO BOX 189, RINGGOLD, GA 30736-0189 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 5, 2019 |
| Document Number | 19390056, |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 001939/000056 |
| Name | SEGA FARMS LLC |
|---|---|
| Address | PO BOX 189, RINGGOLD, GA 30736-0189 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 5, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jan 10, 2019 |
| Property Address | 715 LIVE OAK RD, RINGGOLD, GA 30736-3353 |
| Document Number | 0019700566 |
| Book / Page | 001970 / 000566 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $168.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 715 LIVE OAK RD RINGGOLD GA 30736, RINGGOLD, GA 30736 |
The 2025 property tax bill for 715 Live Oak Rd was $2,542 with exemptions applied.
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,542.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $257,956 Land $20,000 Building $237,956 | $644,891 Land $50,000 Building $594,891 |
| 2023 | $2,087.00 (-44.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $203,249 Land $22,000 Building $181,249 | $508,123 Land $55,000 Building $453,123 |
| 2022 | $3,780.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 715 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 715 Live Oak Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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