Catoosa County property record for 655 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,432 sqft · built 2017 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $479,000 (May 2022) |
| Tax Bill | $4,061 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N168 |
| Primary APN | 0038N168 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,432 sqft Heated Area |
| 1st Floor Area | 1,897 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Area | 561 sqft |
| Porch | Open Porch |
| Porch Area | 332 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29066 |
|---|---|
| Street Address | 655 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 168 WHITE OAK PLANTATION PHASE 6 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 6 |
| Legal Lot Number | 168 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30201 |
Source: Catoosa County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 655 LIVE OAK RD, RINGGOLD, GA 30736-3392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE |
| Sep 26, 2017 | Deed of Trust, Mortgage FIRST VOLUNTEER BANK |
| Feb 5, 2021 | Warranty Deed, Transfer · Conventional with PMI FIRSTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on Record |
| Deed Sale | May 6, 2022 · Amount on Record |
| Prior Sale | Jan 29, 2021 · Amount on Record |
| Deed Document Number | 0002220382 |
| Deed Book / Page | 2220 / 382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 6, 2022 |
| Property Address | 655 LIVE OAK RD, RINGGOLD, GA 30736-3392 |
| Document Number | 0022200382 |
| Book / Page | 2220 / 382 |
| Instrument Date | May 6, 2022 |
| Instrument | 2022-001048 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 LIVE OAK RD, RINGGOLD, GA 30736-3392 |
| Document Number | 0022200000000384 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 0000002220/0000000384 |
| Instrument | 004080 |
| Name | COMMUNITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 655 LIVE OAK RD, RINGGOLD, GA 30736-3392 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019000216 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 1900/216 |
| Instrument | 006892 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Feb 5, 2021 |
| Property Address | 655 LIVE OAK RD, RINGGOLD, GA 30736-3392 |
| Document Number | 0021120242 |
| Book / Page | 002112 / 000242 |
| Instrument Date | Jan 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2021 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 LIVE OAK RD RINGGOLD GA 307363392, RINGGOLD, GA 30736-3392 |
| Document Number | 21120244 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 002112/000244 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2051 |
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,061.00 (+11.66%) | $213,921 (+31.68%) Land $20,000 Building $193,921 | $534,803 (+31.68%) Land $50,000 Building $484,803 |
| 2023 | $3,637.00 (+22.46%) | $162,461 Land $22,000 Building $140,461 | $406,153 Land $55,000 Building $351,153 |
| 2022 | $2,970.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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