715 High St, Athens, TN 37303 Property Records

McMinn County property record for 715 High St, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1984
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$187,800 (Dec 2022)
Tax Bill	$962 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054057P A 06000`

Property Details

APN / Parcel Number

Primary APN	`054057P A 06000`
Alternative APNs	`057P A 06000 00003057P` `057P A 06000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1997
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	140 ft deep x 129 ft wide
Terrain	Rolling
Garage Type	Detached

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	540 sqft
Deck Area	1 sqft
Patio Area	140 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	057P A 06000 00003057P
Street Address	715 HIGH ST
City	ATHENS
State	TN
Zip	37303-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 03 063C B 063C 00902 000, COUNTY AREA: D01
Legal Subdivision	MORNINGSIDE
Legal Block	63C
Legal Lot Number	3
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	1
Census Block	1025
Census Tract	970401

Owner

715 High St is owned and occupied by an individual who bought it in December 2022.

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	715 HIGH ST, ATHENS, TN 37303-4327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAPSTAR BANK
Dec 6, 2022	Warranty Deed, Transfer · FHA Mortgage CAPSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on File
Deed Sale	Dec 6, 2022 · Amount on File
Prior Sale	Mar 5, 2004 · Amount on File
Deed Document Number	242293
Deed Book / Page	23K / 756
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	715 HIGH ST, ATHENS, TN 37303-4327
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 WINDER ST, ATHENS, TN 37303-1972

Mortgage

Document Number	0001307289
Date	Mar 3, 2023
Book Page	1307/289
Instrument	244319

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2052

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Dec 6, 2022
Property Address	715 HIGH ST, ATHENS, TN 37303-4327
Document Number	000023K756
Book / Page	23K / 756
Map Reference	MB 4 PG 43
Instrument Date	Nov 28, 2022
Instrument	242293
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$694.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 HIGH ST, ATHENS, TN 37303-4327

Mortgage

Document Number	0000242294
Date	Dec 6, 2022
Instrument	242294

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Mortgage

Document Number	0001301202
Date	Dec 6, 2022
Book Page	1301/202
Instrument	242295

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 715 High St was $962.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$962.00	$46,025 (-) Land $10,725 Building $35,300
2024	$962.00	$46,025 (-) Land $10,725 Building $35,300
2023	$962.00 (+28.44%)	$46,025 (+77.87%) Land $10,725 Building $35,300	$184,100 (+77.87%) Land $42,900 Building $141,200
2022	$749.00	$25,875 Land $3,825 Building $22,050	$103,500 Land $15,300 Building $88,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 715 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1994–2003)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 High St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on High St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures