708 High St, Athens, TN 37303 Property Records

McMinn County property record for 708 High St, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,463 sqft · built 1900
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Jun 2021)
Tax Bill	$823 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054057P A 07700`

Property Details

APN / Parcel Number

Primary APN	`054057P A 07700`
Alternative APNs	`057P A 07700 00003057P` `057P A 07700`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,463 sqft Living Area
1st Floor Area	1,006 sqft
Upper Floors Area	910 sqft
Basement Area	184 sqft
Finished Basement	184 sqft
Unfinished Basement	184 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	301 ft deep x 539 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	708 HIGH ST
City	ATHENS
State	TN
Zip	37303-4326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 03 063C C 063C 00800 000, COUNTY AREA: D01
Legal Subdivision	MORNINGSIDE
Legal Lot Number	22
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	970401

Owner

708 High St is owned and occupied by two individuals who bought it in June 2021.

Source: McMinn County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	708 HIGH ST, ATHENS, TN 37303-4326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage M & T BANK
Jun 26, 2017	Deed of Trust, Mortgage SIMMONS BANK
Dec 22, 2020	Deed of Trust, Mortgage SIMPLYBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Aug 19, 2016 · Amount on File
Deed Document Number	2021225850
Deed Book / Page	22 / R.268
Prior Transfer Date	Mar 13, 2014
Prior Transfer Doc	000020A116
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jun 7, 2021
Property Address	708 HIGH ST, ATHENS, TN 37303-4326
Document Number	22R268
Book / Page	22R / 268
Map Reference	CAB J PG 387
Instrument Date	Jun 2, 2021
Instrument	225850
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	RADIANT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 HIGH ST, ATHENS, TN 37303-4326

Mortgage

Document Number	225851
Date	Jun 7, 2021
Instrument	225851

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	708 HIGH ST, ATHENS, TN 37303-4326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1121269
Date	Jun 26, 2017
Book Page	1121/269
Instrument	190333

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2022

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	708 HIGH ST, ATHENS, TN 37303-4326
Document Number	1221691
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 COUNTY ROAD 342 SWEETWATER TN 378745113, SWEETWATER, TN 37874-5113

Mortgage

Document Number	1221691
Date	Dec 22, 2020
Book Page	001221/000691
Instrument	220811

Lender

Name	SIMPLYBANK
Address	6195 HIGHWAY 411, BENTON, TN 37307-3617

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 708 High St was $823.

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$823.00	$39,375 (-) Land $6,975 Building $32,400
2024	$823.00	$39,375 (-) Land $6,975 Building $32,400
2023	$823.00 (-0.96%)	$39,375 (+37.08%) Land $6,975 Building $32,400	$157,500 (+37.08%) Land $27,900 Building $129,600
2022	$831.00	$28,725 Land $8,900 Building $19,825	$114,900 Land $35,600 Building $79,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 708 High St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1994–2003)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 High St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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