715 Harding Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 715 Harding Ave, Lancaster, OH 43130

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,456 sqft · built 1951
Lot Size0.121 acres (5,293 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Jun 2023)
Tax Bill$2,194 (2023)
Deeds & MortgagesJun 2023 Sale & Mortgage
Dec 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN053-40332.00

Property Details

APN / Parcel Number

Primary APN053-40332.00
Alternative APN
  • 0401 00104

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,456 sqft Living Area
1st Floor Area728 sqft
2nd Floor Area728 sqft
Basement Area370 sqft
Finished Basement370 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,293 sqft (0.121 acres)
Lot Dimensions126 ft deep x 42 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area96 sqft
Deck Area162 sqft
Patio Area542 sqft
Canopy180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOil
Heating FuelGas

Location & Zoning

Account Number0401 00104
Street Address715 HARDING AVE
CityLANCASTER
StateOH
Zip43130-2760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANRECO PARK ADD LOT 104 PT VAC ST
Legal SubdivisionLANRECO PARK ADD
Legal Lot Number104
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group1
Census Block1030
Census Tract32100

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address715 HARDING AVE, LANCASTER, OH 43130-2760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Survivorship Deed, Transfer · Conventional Mortgage
EAST COAST CAPITAL CORP
Dec 7, 2021Survivorship Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 24, 2021Intrafamily Transfer, Transfer
Jun 24, 2021Transfer on Death Deed, Transfer
Jun 1, 2020Deed of Trust, Mortgage · Line of Credit
FAIRFIELD FED'L S&L ASSN/LANCA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2023 · Amount on Record
Deed SaleJun 15, 2023 · Amount on Record
Prior SaleDec 7, 2021 · Amount on Record
Deed Document Number202300009218
Record UpdatedJun 8, 2026

June 2023: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionFAIRFIELD OH
Recording DateJun 15, 2023
Property Address715 HARDING AVE, LANCASTER, OH 43130-2760
Document Number0000009218
Map ReferenceMB 4 PG 7
Instrument DateJun 2, 2023
Instrument202300009218
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyVALMER LAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address25 MELVILLE PARK RD STE 200, 200, MELVILLE, NY 11747-3156

Mortgage

Document Number0000009219
DateJun 15, 2023
Instrument202300009219
Lender
NameEAST COAST CAPITAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

December 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionFAIRFIELD OH
Recording DateDec 7, 2021
Property Address715 HARDING AVE, LANCASTER, OH 43130-2760
Document Number0000032026
Map ReferenceMB 4 PG 7
Instrument DateNov 30, 2021
Instrument202100032026
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyVALMER LAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Mortgage

Document Number0000032027
DateDec 7, 2021
Instrument202100032027
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFAIRFIELD OH
Recording DateJun 24, 2021
Property Address715 HARDING AVE, LANCASTER, OH 43130-2760
Document Number0000016462
Map ReferenceMB 4 PG 7
Instrument DateMay 22, 2021
Instrument202100016462
Transaction TypeTransfer
Record UpdatedJul 6, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address715 HARDING AVE, LANCASTER, OH 43130-2760

June 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionFAIRFIELD OH
Recording DateJun 24, 2021
Property Address715 HARDING AVE, LANCASTER, OH 43130-2760
Document Number0000016463
Map ReferenceMB 4 PG 7
Instrument DateMay 22, 2021
Instrument202100016463
Transaction TypeTransfer
Record UpdatedJul 6, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address715 HARDING AVE, LANCASTER, OH 43130-2760
Document Number0000011215
Instrument DateJun 1, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 HARDING AVE LANCASTER OH 431302760, LANCASTER, OH 43130-2760

Mortgage

Document Number0000011215
DateJun 9, 2020
Book Page001825/004110
Instrument11215
Lender
NameFAIRFIELD FED'L S&L ASSN/LANCA
AddressLANCASTER, OH 43130
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 8, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$83,710 (+38.73%) Land $16,100 Building $67,610$239,170 (+38.75%) Land $46,000 Building $193,170
2023$2,194.00$60,340 (+11.23%) Land $10,200 Building $50,140
2022$54,250 Land $10,200 Building $44,050$172,380 Land $29,130 Building $143,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER CITY PWS
serves 40,400 people · EPA ID OH2301012
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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