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715 Frances St, Key West, FL 33040 Property Records

Monroe County property record for 715 Frances St, Key West, FL 33040 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2018
Square Footage1,865 sqft Living Area
Lot Size5,859 sqft (0.135 acres)
Pool240 sqft
Last Sale$3,400,000 (2025)
Tax Bill$22,458.00 (2024)

Property Details

APN / Parcel Number

Primary APN00021820-000000
Alternative APNs
  • 01010100021820000000
  • 1022586

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area1,865 sqft Living Area
1st Floor1,865 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWood Interior Structure

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 2018
Exterior MaterialOther Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area5,859 sqft (0.135 acres)
Depth X Width93 ft x 63 ft Depth x Width

Exterior Amenities

Pool Area240 sqft Pool
Patio Area380 sqft Patio
PorchOpen Porch
Porch Area516 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1022586
Street Address715 FRANCES ST
CityKEY WEST
StateFL
Zip33040-7124
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKW LOT 22 SQR 2 TR 6 OR577-299 OR852-1564 OR982-2240 OR2504-1275/76 OR2504-1277/83 OR2553-246/47 OR2639-2138/39 OR2715-1762/63 OR2728-1805/06 OR2798-1263/64 OR2833-1373/74 OR3066-336
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKEY WEST SQUARE 02 TR 06
Legal Tract6
Legal Lot Number22
JurisdictionMONROE FL
Minor Civil DivisionKEY WEST
Census Blockgroup3
Census Block3012
Census Tract972800

Owner

Source: Monroe County records · APN 00021820-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address511 OAK ST, KANSAS CITY, MO 64106-1160
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Warranty Deed, Transfer · Conventional Mortgage
NBH BANK NA
Dec 30, 2020Warranty Deed, Transfer · Line of Credit
FIRST METRO BANK
Jan 05, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Prior SaleDec 30, 2020 · Amount on Record
Deed Doc Number20252521717
Deed Book / Page3353 / 234
Prior Transfer DateDec 21, 2016
Prior Transfer Doc0028331373
Record RefreshedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 10, 2025
Property Address715 FRANCES ST, KEY WEST, FL 33040-7124
Document Number0033530234
Book / Page3353 / 234
Map ReferenceMB N PG 49
Instrument DateNov 07, 2025
Instrument2521717
Transaction TypeTransfer
Record UpdatedDec 03, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$23,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address920 FLORENCE BLVD, FLORENCE, AL 35630-3731

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address511 OAK ST, KANSAS CITY, MO 64106-1160

Mortgage

Document Number0003353236
DateNov 10, 2025
Instrument3353/236
Lender
NameNBH BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 30, 2020
Property Address715 FRANCES ST, KEY WEST, FL 33040-7124
Document Number0030660336
Book / Page3066 / 336
Map ReferenceMB N PG 49
Instrument DateDec 29, 2020
Instrument2297211
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$15,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address108 ALBACORE LN, 108, JUPITER, FL 33477-7228

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 FLORENCE BLVD, FLORENCE, AL 35630-3731

Mortgage

Document Number0003066341
DateDec 30, 2020
Instrument3066/341
Lender
NameFIRST METRO BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJan 05, 2017
Property Address715 FRANCES ST, KEY WEST, FL 33040-7124
Document Number0028331373
Book / Page002833 / 001373
Instrument DateDec 21, 2016
Instrument2105495
Transaction TypeTransfer
Record UpdatedFeb 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address715 FRANCES ST KEY WEST FL 330407124, KEY WEST, FL 33040-7124

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,085,826 (+5.23%) Land $1,577,712 Building $1,508,114$3,085,826 (+5.23%) Land $1,577,712 Building $1,508,114
2024$22,458.00 (+5.84%)
2023$21,219.00 (+16.82%)$2,932,502 (+25.37%) Land $1,494,045 Building $1,438,457$2,932,502 (+25.37%) Land $1,494,045 Building $1,438,457
2022$18,164.00$2,339,056 Land $956,189 Building $1,382,867$2,339,056 Land $956,189 Building $1,382,867

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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