709 Frances St, Key West, FL 33040 Property Records

Monroe County property record for 709 Frances St, Key West, FL 33040 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1999
Square Footage	863 sqft Living Area
Lot Size	2,930 sqft (0.067 acres)
Occupancy	Owner Occupied
Last Sale	$875,000 (2026)
Tax Bill	$2,253.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`00021790-000000`
Alternative APNs	`01010100021790000000` `1022551`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	863 sqft Living Area
1st Floor	863 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Plywood Flooring
Interior Structure	Wood Interior Structure

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1999
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	2,930 sqft (0.067 acres)
Patio Area	205 sqft Patio
Porch	Open Porch
Porch Area	140 sqft Porch

Utilities and HVAC

Cooling System	None Cooling

Location & Zoning

Account Number	1022551
Street Address	709 FRANCES ST
City	KEY WEST
State	FL
Zip	33040-7124
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KW PT LOT 20 SQR 2 TR 6 G3-322 OR888-2174 OR933-1325 OR944-552 OR1065-2056 OR1082-1747 OR2938-1887
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 02 TR 06
Legal Tract	6
Legal Lot Number	20
Jurisdiction	MONROE FL
Minor Civil Division	KEY WEST
Census Blockgroup	3
Census Block	3012
Census Tract	972800

Owner

Source: Monroe County records · APN 00021790-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 4231, KEY WEST, FL 33041-4231
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Dec 01, 1984 · Amount on Record
Deed Doc Number	20262535910
Deed Book / Page	3371 / 740
Record Refreshed	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 17, 2026
Property Address	709 FRANCES ST, KEY WEST, FL 33040-7124
Document Number	0033710740
Book / Page	3371 / 740
Instrument Date	Mar 16, 2026
Instrument	2535910
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$6,125.00
Amount Accuracy	Rounded Values by County
Additional	Notice of Foreclosure Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	709 FRANCES ST, KEY WEST, FL 33040-7124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4231, KEY WEST, FL 33041-4231

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,253.00 (+6.58%) Homeowner's exemption	$246,827 (+5.99%)	$1,314,129 (+6.13%) Land $1,160,280 Building $153,849
2024	$2,114.00 (+2.22%)
2023	$2,068.00 (+4.76%) Homeowner's exemption	$232,885 (+3%)	$1,238,219 (+46.59%) Land $1,098,750 Building $139,469
2022	$1,974.00 Homeowner's exemption	$226,102	$844,659 Land $703,200 Building $141,459

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.