715 Conowingo Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 715 Conowingo Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,998 sqft · built 2005
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Feb 2020)
Tax Bill	$3,813 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-010587`

Property Details

APN / Parcel Number

Primary APN	`08-010587`
Alternative APNs	`8010587` `010587`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,998 sqft Total Area
Basement Area	458 sqft
Finished Basement	458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	522 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	010587
Street Address	715 CONOWINGO RD
City	CONOWINGO
State	MD
Zip	21918-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	1.2161 ACRE 715 CONOWINGO ROAD W OF CONOWINGO
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1031
Census Tract	31400

Owner

715 Conowingo Rd is owned and occupied by an individual who bought it in February 2020.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	715 CONOWINGO RD, CONOWINGO, MD 21918-1308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Feb 28, 2020	Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Dec 6, 1999 · Amount on File
Deed Book / Page	4558 / 355
Prior Transfer Date	Dec 24, 2007
Prior Transfer Doc	0024570485
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	715 CONOWINGO RD, CONOWINGO, MD 21918-1308
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047540222
Date	Dec 23, 2020
Book Page	4754/222

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2045

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 28, 2020
Property Address	715 CONOWINGO RD, CONOWINGO, MD 21918-1308
Document Number	0045580355
Book / Page	4558 / 355
Instrument Date	Feb 21, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MID ATLANTIC SETMNT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	715 CONOWINGO RD, CONOWINGO, MD 21918-1308

Mortgage

Document Number	0004558361
Date	Feb 28, 2020
Instrument	4558/361

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 715 Conowingo Rd was $3,813 with a homeowner's exemption, up 2.7% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,813.00 (+2.69%) Homeowner's exemption	$355,633 (+0.89%)	$361,900 (+2.67%) Land $73,800 Building $288,100
2025	$3,713.00 Homeowner's exemption	$352,500 Land $73,800 Building $278,700	$352,500 Land $73,800 Building $278,700
2023	$2,755.00 Homeowner's exemption	$314,100	$352,500 Land $73,800 Building $278,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Conowingo Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 Conowingo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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