715 Bright Rd, Findlay, OH 45840 Property Records

Hancock County property record for 715 Bright Rd, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,248 sqft · built 1964
Lot Size	0.632 acres (27,547 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2024)
Tax Bill	$2,325 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`1011-162-02-004.000`

Property Details

APN / Parcel Number

Primary APN	`1011-162-02-004.000`
Alternative APN	`590000083170`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	27,547 sqft (0.632 acres)
Lot Dimensions	284 ft deep x 97 ft wide
Garage Type	Basement
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft
Patio Area	642 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	715 BRIGHT RD
City	FINDLAY
State	OH
Zip	45840-6942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSH CREEK SUB DIV LOT 6
Legal Subdivision	RUSH CREEK SUB
Legal Lot Number	6
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3025
Census Tract	700

Owner

715 Bright Rd is owned and occupied by two individuals who acquired it in August 2025.

Source: Hancock County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	715 BRIGHT RD, FINDLAY, OH 45840-6942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS AND LOAN CO OF KENTON
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage MID AMERICAN TITLE
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Prior Sale	Aug 27, 2021 · Amount on File
Deed Document Number	20242070
Deed Book / Page	2609 / 4165
Last Transfer Date	Aug 15, 2025
Transfer Doc	02621/5842
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 1, 2024
Property Address	715 BRIGHT RD, FINDLAY, OH 45840-6942
Document Number	02609/4165
Book / Page	2609 / 4165
Instrument Date	Mar 28, 2024
Instrument	202400002070
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	715 BRIGHT RD, FINDLAY, OH 45840-6942

Mortgage

Document Number	202400002071
Date	Apr 1, 2024
Instrument	202400002071

Lender

Name	HOME SAVINGS AND LOAN CO OF KENTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	5 Years
Min Rate At Change	7.62%
Max Rate At Change	9.62%
Index	5-Year CMT
Margin	2
Max Rate	12.6%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 27, 2021
Property Address	715 BRIGHT RD, FINDLAY, OH 45840-6942
Document Number	2586/831
Book / Page	2586 / 831
Instrument Date	Aug 14, 2021
Instrument	202100010101
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 BRIGHT RD, FINDLAY, OH 45840-6942

Mortgage

Document Number	202100010102
Date	Aug 27, 2021
Instrument	202100010102

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 3, 2017
Property Address	715 BRIGHT RD, FINDLAY, OH 45840-6942
Document Number	2511/2628
Book / Page	2511 / 2628
Instrument Date	Dec 27, 2016
Instrument	201700000032
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	MID AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 BRIGHT RD, FINDLAY, OH 45840-6942

Mortgage

Document Number	, 201700000033
Date	Jan 3, 2017
Instrument	201700000033

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 3, 2017
Property Address	715 BRIGHT RD, FINDLAY, OH 45840-6942
Document Number	02511/2628
Book / Page	2511 / 2628
Instrument Date	Dec 27, 2016
Instrument	201700000032
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MID AMERICAN LAND TITLE, MID AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 BRIGHT RD, FINDLAY, OH 45840-6942

Mortgage

Document Number	201700000033
Date	Jan 3, 2017
Instrument	201700000033

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 715 Bright Rd was $2,325 with a homeowner's exemption, up 11.3% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,325.00 (+11.3%) Homeowner's exemption	$75,860 (+28.99%) Land $15,940 Building $59,920	$216,760 Land $45,550 Building $171,210
2024	$2,089.00 (+1.8%)	$58,810 (+1.94%) Land $12,360 Building $46,450
2023	$2,052.00 Homeowner's exemption	$57,690 Land $12,360 Building $45,330
2022			$168,030 Land $35,310 Building $132,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 715 Bright Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1978–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 Bright Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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