631 Bright Rd, Findlay, OH 45840 Property Records

Hancock County property record for 631 Bright Rd, Findlay, OH 45840

Property Summary

Property Type	Medical Clinic
Details	4,979 sqft · built 2015
Lot Size	1.43 acres (62,291 sqft)
Owner	Company Name on File
Last Sale	$430,000 (Mar 2008)
Tax Bill	$7,924 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`210001027644`

Property Details

APN / Parcel Number

Primary APN	`210001027644`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	4,979 sqft Living Area
Flooring	Tile
Elevator	Elevator

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Mixed
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	62,291 sqft (1.43 acres)
Porch	Slab
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	631 BRIGHT RD
City	FINDLAY
State	OH
Zip	45840-6940
Property Category	Commercial
Property Type	Commercial > Office > Medical Clinic
Legal Description	BRIGHT ROAD OFFICE CONDO UNIT 1
Legal Subdivision	BRIGHT ROAD OFFICE CONDO
Legal Unit	1
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3041
Census Tract	700

Owner

631 Bright Rd, a commercial property, is owned by a company that bought it in March 2008.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Company Name on File
Mailing Address	51 S WASHINGTON ST, TIFFIN, OH 44883-2347
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE OLD FORT BANKING COMPANY
Jan 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE OLD FORT BANKING CO
Jan 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE OLD FORT BANKING COMPANY
Dec 21, 2020	Warranty Deed, Transfer · Commercial Mortgage THE OLD FORT BANKING COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2008 · Amount on File
Deed Sale	Mar 7, 2008 · Amount on File
Deed Document Number	20082316
Deed Book / Page	2335 / 1729
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	631 BRIGHT RD, FINDLAY, OH 45840-6940
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	ASSURED TITLE AGENCY/TIFFIN, ASSURED TITLE AGCY OF TIFFIN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 S WASHINGTON ST, TIFFIN, OH 44883-2347

Mortgage

Document Number	02622/4071
Date	Sep 16, 2025
Book Page	2622/4071
Instrument	202500007822

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank
Address	8034 MAIN ST, OLD FORT, OH 44861

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 5, 2030

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	631 BRIGHT RD, FINDLAY, OH 45840-6940
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE AGENCY/TIFFIN, ASSURED TITLE AGENCY OF TIFF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02551/0608
Date	Jan 17, 2019
Book Page	2551/0608
Instrument	201900000422

Lender

Name	THE OLD FORT BANKING CO
Type	Bank
Address	OLD FORT, OH 44861

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	631 BRIGHT RD, FINDLAY, OH 45840-6940
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE AGENCY/TIFFIN, ASSURED TITLE AGENCY OF TIFF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02551/0632
Date	Jan 17, 2019
Book Page	2551/0632
Instrument	201900000424

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank
Address	OLD FORT, OH 44861

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	5 Months
Due	Jun 1, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 21, 2020
Property Address	631 BRIGHT RD, FINDLAY, OH 45840-6940
Document Number	02576/4244
Book / Page	2576 / 4244
Map Reference	VOL 2334 PG 2652
Instrument Date	Dec 15, 2020
Instrument	202000013018
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 S WASHINGTON ST, TIFFIN, OH 44883-2347

Mortgage

Document Number	202000013019
Date	Dec 21, 2020
Instrument	202000013019

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	46 Months
Due	Sep 30, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 631 Bright Rd was $7,924.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,924.00	$146,340 Land $7,110 Building $139,230	$418,100 Land $20,310 Building $397,790
2023	$9,211.00	$164,090 Land $16,500 Building $147,590
2022			$468,840 Land $47,150 Building $421,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 631 Bright Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1978–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 631 Bright Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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