715 Ann St, Festus, MO 63028 Property Records

Jefferson County property record for 715 Ann St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 784 sqft · built 1945
Lot Size	0.196 acres (8,518 sqft)
Owner	2 Individual Names on File
Tax Bill	$625 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.01021003`

Property Details

APN / Parcel Number

Primary APN	`193.006.01021003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	8,518 sqft (0.196 acres)
Lot Dimensions	144 ft deep x 60 ft wide
Deck Area	Deck Area
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	715 ANN ST
City	FESTUS
State	MO
Zip	63028-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	BERRY & WAGGENERS 2ND ADD LOT 4 BLOCK 1
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	BERRY & WAGGENERS 2ND ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3015
Census Tract	700801

Owner

715 Ann St is owned by two individuals who acquired it in November 2007.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 HARRIS CT, MOSCOW MILLS, MO 63362-2514
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Mar 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE COMMUNITY BANK
Apr 23, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2007
Deed Sale	Nov 16, 2007
Deed Document Number	200751210
Prior Transfer Date	Sep 19, 2007
Prior Transfer Doc	0000043283
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	715 ANN ST, FESTUS, MO 63028-1315
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025454
Date	Jul 17, 2020
Instrument	2020R-025454

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	715 ANN ST, FESTUS, MO 63028-1315
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005897
Date	Mar 5, 2019
Instrument	2019R-005897

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	IMPERIAL, MO 63052

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	715 ANN ST, FESTUS, MO 63028-1315
Document Number	0000011997
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 HARRIS CT MOSCOW MILLS MO 633622514, MOSCOW MILLS, MO 63362-2514

Mortgage

Document Number	0000011997
Date	May 2, 2019
Instrument	11997

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETORIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 715 Ann St was $625, up 2.3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,400 (-) Land $1,300 Building $10,100	$60,300 (-) Land $6,900 Building $53,400
2025	$625.00 (+2.29%)	$11,400 Land $1,300 Building $10,100	$60,300 (-) Land $6,900 Building $53,400
2024	$611.00 (+0.49%)		$60,300 (+6.16%) Land $6,900 Building $53,400
2023	$608.00	$10,800 Land $1,300 Building $9,500	$56,800 Land $6,900 Building $49,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Ann St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 715 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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