706 Ann St, Festus, MO 63028 Property Records

Jefferson County property record for 706 Ann St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 900 sqft · built 1982
Lot Size	0.182 acres (7,908 sqft)
Owner	2 Individual Names on Record
Tax Bill	$834 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`193.006.01022013`

Property Details

APN / Parcel Number

Primary APN	`193.006.01022013`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Lot Area	7,908 sqft (0.182 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	706 ANN ST
City	FESTUS
State	MO
Zip	63028-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	BERRY & WAGGENERS 2ND ADD LOT 2 BLOCK 2
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	BERRY & WAGGENERS 2ND ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3016
Census Tract	700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2995 HEARTHSTONE LN, DE SOTO, MO 63020-6415
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Aug 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021
Deed Sale	Aug 10, 2021
Prior Sale	Dec 16, 1999
Deed Document Number	202134735
Prior Transfer Date	Dec 14, 1999
Prior Transfer Doc	0968001243
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	706 ANN ST, FESTUS, MO 63028-1316
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2995 HEARTHSTONE LN, DE SOTO, MO 63020-6415

Mortgage

Document Number	0000000087
Date	Jan 3, 2022
Instrument	2022R-000087

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 10, 2021
Property Address	706 ANN ST, FESTUS, MO 63028-1316
Document Number	0000034735
Map Reference	MB 3 PG 48
Instrument Date	Aug 3, 2021
Instrument	2021R-034735
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 BRICKYARD RD, HILLSBORO, MO 63050-4918

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,200 (-) Land $1,500 Building $13,700	$80,100 (-) Land $8,100 Building $72,000
2025	$834.00 (+2.33%)	$15,200 (+5.56%) Land $1,500 Building $13,700	$80,100 (-) Land $8,100 Building $72,000
2024	$815.00 (+0.49%)		$80,100 (+5.53%) Land $8,100 Building $72,000
2023	$811.00	$14,400 Land $1,500 Building $12,900	$75,900 Land $8,100 Building $67,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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