715 9th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 715 9th St N, Virginia, MN 55792

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 1,640 sqft · built 1916
Lot Size	0.102 acres (4,479 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Sep 2025)
Tax Bill	$3,332 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0110-02830`

Property Details

APN / Parcel Number

Primary APN	`090-0110-02830`
Alternative APNs	`1086372` `1187550`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,640 sqft Gross Area
1st Floor Area	820 sqft
Basement Area	91 sqft
Finished Basement	91 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Metal
Construction Type	Frame
Lot Area	4,479 sqft (0.102 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1187550
Street Address	715 9TH ST N
City	VIRGINIA
State	MN
Zip	55792-2321
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	W1/2 OF LOT 26 AND ALL OF LOT 27, BLOCK 11 SERIAL #
Legal Subdivision	NORTH SIDE ADD TO VIRGINIA
Legal Block	11
Legal Lot Number	26-27
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3003
Census Tract	13000

Owner

715 9th St N, a residential property, is owned and occupied by an individual who bought it in September 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	715 9TH ST N, VIRGINIA, MN 55792-2321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTH STAR CU
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage THE MINERS NATIONAL BANK OF EVELETH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Oct 8, 2021 · Amount on File
Deed Document Number	20251517621
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 8, 2025
Property Address	715 9TH ST N, VIRGINIA, MN 55792-2321
Document Number	0001517621
Instrument Date	Aug 13, 2025
Instrument	1517621
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 236, BUHL, MN 55713-0236

Mortgage

Document Number	0001517622
Date	Sep 8, 2025
Instrument	1517622

Lender

Name	NORTH STAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 8, 2021
Property Address	715 9TH ST N, VIRGINIA, MN 55792-2321
Document Number	0001426746
Instrument Date	Sep 23, 2021
Instrument	1426746
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 9TH ST S, VIRGINIA, MN 55792-2837

Mortgage

Document Number	0001426747
Date	Oct 8, 2021
Instrument	1426747

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 23, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Margin	3
Max Rate	15.5%

Tax Assessment & Valuation

The 2026 property tax bill for 715 9th St N was $3,332, down 19% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,332.00 (-18.97%)
2025	$4,112.00 (+78.47%)	$129,200 (+15.87%) Land $5,000 Building $124,200	$129,200 (+15.87%) Land $5,000 Building $124,200
2024	$2,304.00	$111,500 Land $4,700 Building $106,800	$111,500 Land $4,700 Building $106,800
2022		$78,400 Land $4,700 Building $73,700	$78,400 Land $4,700 Building $73,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 9th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 9th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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