709 9th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 709 9th St N, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1912
Lot Size	0.068 acres (2,982 sqft)
Owner	Individual Name on Record
Last Sale	$64,900 (Sep 2022)
Tax Bill	$464 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0110-02800`

Property Details

APN / Parcel Number

Primary APN	`090-0110-02800`
Alternative APNs	`1038099` `1137516`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	784 sqft Gross Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Metal
Construction Type	Frame
Lot Area	2,982 sqft (0.068 acres)
Garage Area	280 sqft
Porch	Porch
Porch Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1137516
Street Address	709 9TH ST N
City	VIRGINIA
State	MN
Zip	55792-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24, BLOCK 11 SERIAL #
Legal Subdivision	NORTH SIDE ADDITION TO VIRGINIA
Legal Block	11
Legal Lot Number	24
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3003
Census Tract	13000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 9TH ST N, VIRGINIA, MN 55792-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 20, 2022	Warranty Deed, Transfer
Sep 20, 2017	Deed with Mortgage, Transfer · Conventional with PMI GERALD & LINDA FINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	May 20, 2022 · Amount on Record
Deed Document Number	20221452901
Prior Transfer Date	Dec 20, 2021
Prior Transfer Doc	0001433384
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 26, 2022
Property Address	709 9TH ST N, VIRGINIA, MN 55792-2321
Document Number	0001452901
Instrument Date	Sep 19, 2022
Instrument	1452901
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	709 9TH ST N, VIRGINIA, MN 55792-2321

Mortgage

Document Number	0001452902
Date	Sep 26, 2022
Instrument	1452902

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 20, 2022
Property Address	709 9TH ST N, VIRGINIA, MN 55792-2321
Document Number	0001443470
Instrument Date	May 5, 2022
Instrument	1443470
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Tax	$105.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5490 CAMEO LN, MOUNTAIN IRON, MN 55768-8266

September 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Sep 20, 2017
Property Address	709 9TH ST N, VIRGINIA, MN 55792-2321
Instrument Date	Sep 15, 2017
Instrument	A1317834
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5490 CAMEO LN MOUNTAIN IRON MN 557688266, MOUNTAIN IRON, MN 55768-8266

Mortgage

Document Number	00A1317834
Date	Sep 20, 2017
Instrument	A1317834

Lender

Name	GERALD & LINDA FINK
Address	1296 HEMATITE BLVD, ELY, MN 55731-8123
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Sep 19, 2022

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$464.00 (+53.64%) Homeowner's exemption
2025	$302.00 (-37.86%) Homeowner's exemption	$75,300 (+15.85%) Land $3,300 Building $72,000	$75,300 (+15.85%) Land $3,300 Building $72,000
2024	$486.00	$65,000 (+71.96%) Land $3,100 Building $61,900	$65,000 (+71.96%) Land $3,100 Building $61,900
2022		$37,800 Land $3,100 Building $34,700	$37,800 Land $3,100 Building $34,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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