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7148 Summit Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 7148 Summit Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,252 sqft Living Area
Lot Size8,046 sqft (0.185 acres)
GarageAttached, 380 sqft
Last Sale$112,800 (2005)
Tax Bill$3,384.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855609-000230
Alternative APNs
  • 072927855609000230
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,252 sqft Living Area
Gross Area1,632 sqft Gross Area
1st Floor1,252 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area8,046 sqft (0.185 acres)
Garage TypeAttached Garage
Garage Area380 sqft Garage

Location & Zoning

Street Address7148 SUMMIT DR
CityWINTER HAVEN
StateFL
Zip33884-2763
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 23
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionSUMMIT EAST PHASE 1
Legal Phase1
Legal Tract855609
Legal Block1
Legal Lot Number23
JurisdictionPOLK FL
Minor Civil DivisionHAINES CITY
Census Blockgroup1
Census Block1009
Census Tract14123

Owner

Source: Polk County records · APN 27-29-07-855609-000230

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address730 CHINOY RD, DAVENPORT, FL 33837-8633
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST OPTION MORTGAGE LLC
Mar 16, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
May 02, 2017Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 09, 2005 · Amount on Record
Deed SaleAug 09, 2005 · Amount on Record
Prior SaleDec 10, 2004 · Amount on Record
Deed Doc Number2005189957
Deed Book / Page6335 / 1482
Record RefreshedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address7148 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address7147 SUMMIT DR, WINTER HAVEN, FL 33884-2764

Mortgage

Document Number0000076598
DateMar 22, 2022
Book Page12171/1267
Instrument2022076598
Lender
NameFIRST OPTION MORTGAGE LLC
TypeMortgage Company
AddressATLANTA, GA 30339
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address7148 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7148 SUMMIT DR, WINTER HAVEN, FL 33884-2763

Mortgage

Document Number0000065843
DateMar 16, 2021
Book Page11623/187
Instrument2021065843
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term315 Months
DueJun 01, 2047

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address7148 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number0101611663
Book / Page010161 / 001663
Instrument DateMay 02, 2017
Transaction TypeMortgage
Record UpdatedJun 28, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7148 SUMMIT DR WINTER HAVEN FL 338842763, WINTER HAVEN, FL 33884-2763

Mortgage

Document Number0101611663
DateMay 31, 2017
Book Page010161/001663
Instrument103514
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,384.00 (+269.43%)$180,998 (+98.13%) Land $42,000 Building $138,998$180,998 (-16.45%) Land $42,000 Building $138,998
2023$916.00 (+4.81%) Homeowner's exemption$91,355 (+3%)$216,623 (+16.47%) Land $40,000 Building $176,623
2022$874.00 Homeowner's exemption$88,694$185,990 Land $34,000 Building $151,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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