7146 Summit Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 7146 Summit Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,842 sqft Living Area
Lot Size8,481 sqft (0.195 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2024)
Tax Bill$3,735.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855609-000220
Alternative APNs
  • 072927855609000220
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,842 sqft Living Area
Gross Area2,283 sqft Gross Area
1st Floor1,842 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area8,481 sqft (0.195 acres)
Garage TypeAttached Garage
Garage Area441 sqft Garage

Exterior Amenities

Shed1 Shed
Patio Area180 sqft Patio
PorchPorch
Porch Area174 sqft Porch

Location & Zoning

Street Address7146 SUMMIT DR
CityWINTER HAVEN
StateFL
Zip33884-2763
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 22
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionSUMMIT EAST PHASE 1
Legal Phase1
Legal Tract855609
Legal Block1
Legal Lot Number22
JurisdictionPOLK FL
Minor Civil DivisionHAINES CITY
Census Blockgroup1
Census Block1009
Census Tract14123

Owner

Source: Polk County records · APN 27-29-07-855609-000220

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7146 SUMMIT DR, WINTER HAVEN, FL 33884-2763
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2023Warranty Deed, Transfer · Balloon Payment
WEALTH CREATION INVESTMENTS LLC
Dec 27, 2019Quit Claim Deed, Transfer
STEARNS LNDG LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2024 · Amount on Record
Deed SaleJun 26, 2024 · Amount on Record
Prior SaleFeb 03, 2023 · Amount on Record
Deed Doc Number2024147310
Deed Book / Page13167 / 145
Record RefreshedSep 20, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 03, 2023
Property Address7146 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number0000026404
Book / Page12571 / 494
Map ReferenceMB 124 PG 29
Instrument DateJan 31, 2023
Instrument2023026404
Transaction TypeTransfer
Record UpdatedFeb 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address603 PAYTON AVE, INDIANAPOLIS, IN 46219-5127

Transferred To (Grantee/Buyer)

NameVerified Name
Address7146 SUMMIT DR, WINTER HAVEN, FL 33884-2763

Mortgage

Document Number0012571496
DateFeb 03, 2023
Instrument12571/496
Lender
NameWEALTH CREATION INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term24 Months
DueFeb 09, 2025

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateDec 27, 2019
Property Address7146 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number0110861211
Book / Page011086 / 001211
Instrument DateDec 18, 2019
Instrument273614
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 PAYTON AVE INDIANAPOLIS IN 462195127, INDIANAPOLIS, IN 46219-5127

Mortgage

Document Number110861214
DateDec 27, 2019
Book Page011086/001214
Instrument273615
Lender
NameSTEARNS LNDG LLC
AddressLEWISVILLE, TX 75057
Agreement
AmountAmount Recorded
Term360 Months
DueDec 26, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,735.00 (-18.96%) Homeowner's exemption$243,252 (-14.56%) Land $42,000 Building $201,252$243,252 (-14.56%) Land $42,000 Building $201,252
2023$4,609.00 (+10.85%)$284,691 (+15.38%) Land $40,000 Building $244,691$284,691 (+15.38%) Land $40,000 Building $244,691
2022$4,158.00$246,751 Land $34,000 Building $212,751$246,751 Land $34,000 Building $212,751

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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