7148 Ladd Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7148 Ladd Cir, Frederick, MD 21703 · Last verified September 2023

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	3 Baths
Architecture Style	Townhouse
Year Built	Built 2000
Square Footage	1,332 sqft Total Area
Lot Size	2,460 sqft (0.056 acres)
Occupancy	Owner Occupied
Last Sale	$215,000 (2004)
Tax Bill	$3,008.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`28-578555`
Alternative APN	`578555`

Interior

Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,332 sqft Total Area
1st Floor	692 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 2000
Architectural Style	Townhouse Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	2,460 sqft (0.056 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	578555
Street Address	7148 LADD CIR
City	FREDERICK
State	MD
Zip	21703-7107
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 167 PLAT 7 2460 SQ. FT. STONEBRIDGE
Legal Subdivision	STONEBRIDGE
Legal Lot Number	167
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	1
Census Block	1006
Census Tract	751003

Owner

Source: Frederick County records · APN 28-578555

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7148 LADD CIR, FREDERICK, MD 21703-7107
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2004 · Amount on Record
Deed Sale	Apr 27, 2004 · Amount on Record
Prior Sale	Jun 18, 2002 · Amount on Record
Deed Doc Number	042998
Deed Book / Page	4562 / 298
Record Refreshed	Jun 07, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7148 LADD CIR, FREDERICK, MD 21703-7107
Document Number	0126010391
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	7148 LADD CIR FREDERICK MD 217037107, FREDERICK, MD 21703-7107

Mortgage

Document Number	0126010391
Date	Aug 31, 2018
Book Page	012601/000391

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2033

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,008.00	$249,167	$290,700 Land $90,000 Building $200,700

Flood & Wildfire

7148 Ladd Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.