7145 Ladd Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7145 Ladd Cir, Frederick, MD 21703 · Last verified September 2023

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms4 Baths
Architecture StyleTownhouse
Year BuiltBuilt 1998
Square Footage1,320 sqft Total Area
Lot Size1,640 sqft (0.037 acres)
OccupancyOwner Occupied
Last Sale$340,000 (2021)
Tax Bill$2,936.00 (2023)

Property Details

APN / Parcel Number

Primary APN28-578512
Alternative APN
  • 578512

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Building Area1,320 sqft Total Area
1st Floor Area680 sqft 1st Floor
Basement Area500 sqft Basement
Finished Basement500 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 1998
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,640 sqft (0.037 acres)
Deck Area216 sqft Deck
Patio Area216 sqft Patio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number578512
Street Address7145 LADD CIR
CityFREDERICK
StateMD
Zip21703-7106
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 163 PLAT 7 1640 SQ. FT. STONEBRIDGE
Legal SubdivisionSTONEBRIDGE
Legal Lot Number163
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract751003

Owner

Source: Frederick County records · APN 28-578512

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7145 LADD CIR, FREDERICK, MD 21703-7106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 14, 2021Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2021 · Amount on Record
Deed SaleSep 14, 2021 · Amount on Record
Prior SaleAug 03, 1999 · Amount on Record
Deed Document Number0000152831
Deed Book / Page15283 / 1
Record UpdatedJun 07, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7145 LADD CIR, FREDERICK, MD 21703-7106
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0116520329
DateFeb 06, 2017
Book Page11652/0329
Instrument11652-0329
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJan 01, 2032

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 14, 2021
Property Address7145 LADD CIR, FREDERICK, MD 21703-7106
Document Number0152830001
Book / Page15283 / 1
Map ReferenceMB 55 PG 104
Instrument DateAug 24, 2021
Transaction TypeTransfer
Record UpdatedSep 23, 2021
Title CompanyAPEX TITLE AND ESCROW CORPORATION, APEX TITLE AND ESCROW CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15434 SUMMIT FARM DR, 15434, BLUE RIDGE SUMMIT, PA 17214-9769

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7145 LADD CIR, FREDERICK, MD 21703-7106

Mortgage

Document Number152839
DateSep 14, 2021
Instrument15283/9
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,936.00$263,567$329,900 Land $90,000 Building $239,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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