7144 Thomas Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 7144 Thomas Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1960
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Mar 2026)
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`200-0026-011-0000`

Property Details

APN / Parcel Number

Primary APN	`200-0026-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7144 THOMAS DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LARCHMONT VILLAGE 12 EXC M/R, LOT 1849
Legal Subdivision	LARCHMONT VILLAGE 12 EXC M/R
Legal Lot Number	1849
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3020
Census Tract	7434

Owner

7144 Thomas Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7144 THOMAS DR, NORTH HIGHLANDS, CA 95660-3335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Mar 16, 2026	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Sep 23, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG
Jan 16, 2020	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on File
Deed Sale	Mar 16, 2026 · Amount on File
Prior Sale	Jan 16, 2020 · Amount on File
Deed Book / Page	20260316 / 823
Prior Transfer Date	Sep 18, 2020
Prior Transfer Doc	9230000001762
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7144 THOMAS DR, NORTH HIGHLANDS, CA 95660-3335
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7144 THOMAS DR, NORTH HIGHLANDS, CA 95660-3335

Mortgage

Document Number	0000000995
Date	Jul 5, 2023
Instrument	2023070500995

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 16, 2026
Property Address	7144 THOMAS DR, NORTH HIGHLANDS, CA 95660-3335
Document Number	0000000823
Map Reference	MB 55 MAP 14
Instrument Date	Mar 12, 2026
Instrument	202603160823
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7144 THOMAS DR, NORTH HIGHLANDS, CA 95660-3335

Mortgage

Document Number	0000000824
Date	Mar 16, 2026
Instrument	202603160824

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 23, 2020
Property Address	7144 THOMAS DR, NORTH HIGHLANDS, CA 95660-3335
Document Number	2009231762
Instrument Date	Sep 18, 2020
Instrument	2009231762
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7144 THOMAS DR NORTH HIGHLANDS CA 956603335, NORTH HIGHLANDS, CA 95660-3335

Mortgage

Document Number	2009231763
Date	Sep 23, 2020
Instrument	2009231763

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 16, 2020
Property Address	7144 THOMAS DR, NORTH HIGHLANDS, CA 95660-3335
Document Number	2001160552
Instrument Date	Jan 9, 2020
Instrument	2001160552
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7144 THOMAS DR NORTH HIGHLANDS CA 956603335, NORTH HIGHLANDS, CA 95660-3335

Mortgage

Document Number	2001160553
Date	Jan 16, 2020
Instrument	2001160553

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7144 Thomas Dr was $4,004, up 5.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$351,382 (+2%) Land $78,084 Building $273,298
2025	$4,004.00 (+5.12%) Homeowner's exemption	$344,493 Land $76,553 Building $267,940
2024	$3,809.00 (-0.65%)
2023	$3,834.00 (+6.29%) Homeowner's exemption	$331,118 Land $73,581 Building $257,537
2022	$3,607.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7144 Thomas Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7144 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net, Succeed.Net, unWired Broadband.

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