7140 Reflection Dr NE, Comstock Park, MI 49321 Property Records

Kent County property record for 7140 Reflection Dr NE, Comstock Park, MI 49321

Property Summary

Property Type	Single Family Home
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Jan 2008)
Tax Bill	$3,589 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-10-08-328-012`

Property Details

APN / Parcel Number

Primary APN	`41-10-08-328-012`

Exterior

Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	130 ft deep x 95 ft wide

Location & Zoning

Street Address	7140 REFLECTION DR NE
City	COMSTOCK PARK
State	MI
Zip	49321-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 * NORTHERN REFLECTIONS ESTATES NO.2
Legal Subdivision	NORTHERN REFLECTIONS ESTATES
Legal Lot Number	41
Jurisdiction	KENT MI
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2001
Census Tract	11101

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7140 REFLECTION DR NE, COMSTOCK PARK, MI 49321-9641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Nov 20, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit MICHIGAN FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2008 · Amount on Record
Deed Sale	Jan 30, 2008 · Amount on Record
Prior Sale	Apr 20, 2007 · Amount on Record
Deed Document Number	20088332
Prior Transfer Date	Apr 4, 2007
Prior Transfer Doc	0000043043
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7140 REFLECTION DR NE, COMSTOCK PARK, MI 49321-9641
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7140 REFLECTION DR NE, COMSTOCK PARK, MI 49321-9641

Mortgage

Document Number	0000062105
Date	Sep 23, 2025
Instrument	20250923-0062105

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7140 REFLECTION DR NE, COMSTOCK PARK, MI 49321-9641
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7140 REFLECTION DR NE, COMSTOCK PARK, MI 49321-9641

Mortgage

Document Number	0000066131
Date	Aug 19, 2022
Instrument	20220819-0066131

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7140 REFLECTION DR NE, COMSTOCK PARK, MI 49321-9641
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7140 REFLECTION DR NE, COMSTOCK PARK, MI 49321-9641

Mortgage

Document Number	0000074257
Date	Jun 30, 2021
Instrument	20210630-0074257

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7140 REFLECTION DR NE, COMSTOCK PARK, MI 49321-9641
Document Number	0000126632
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7140 REFLECTION DR NE COMSTOCK PARK MI 493219641, COMSTOCK PARK, MI 49321-9641

Mortgage

Document Number	0000126632
Date	Dec 31, 2020
Instrument	126632

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Dec 30, 2042

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7140 REFLECTION DR NE, COMSTOCK PARK, MI 49321-9641
Document Number	0000080076
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7140 REFLECTION DR NE COMSTOCK PARK MI 493219641, COMSTOCK PARK, MI 49321-9641

Mortgage

Document Number	0000080076
Date	Oct 11, 2018
Instrument	80076

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	LATHRUP VILLAGE, MI 48076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Plainfield Charter Township
Unified School District	Comstock Park Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,700 (-0.1%)	$407,400 (-0.1%)
2025	$3,589.00 (+15.36%)	$203,900 (+15.07%)	$407,800 (+15.07%)
2023		$177,200	$354,400
2021	$3,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD TOWNSHIP serves 42,271 people · EPA ID MI0005370
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reflection Dr NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures