Lake County property record for 714 Smith Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,659 sqft · built 1983 |
| Lot Size | 0.373 acres (16,226 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Jun 2007) |
| Tax Bill | $6,812 (2024) |
| Deeds & Mortgages | Sep 2023 Line of Credit Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-331-004 |
| Primary APN | 12-18-331-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,659 sqft Living Area |
| Gross Area | 2,116 sqft |
| 1st Floor Area | 572 sqft |
| Upper Floors Area | 572 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 515 sqft |
| Unfinished Basement | 57 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,226 sqft (0.373 acres) |
| Lot Dimensions | 120 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 714 SMITH AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F.H.BARTLETTS NO.SHORE PROPERTIES LOT 3 BLOCK 34 |
| Legal Subdivision | F.H.BARTLETTS NO.SHORE PROPERTIES |
| Legal Block | 34 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 863202 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 714 SMITH AVE, LAKE BLUFF, IL 60044-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 26, 2023 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC |
| Nov 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2007 · Amount on Record |
| Deed Sale | Jun 20, 2007 · Amount on Record |
| Deed Document Number | 20076200300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 714 SMITH AVE, LAKE BLUFF, IL 60044-1640 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007997689 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 7997689 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 714 SMITH AVE, LAKE BLUFF, IL 60044-1640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007524937 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 7524937 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate | 5.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 714 SMITH AVE, LAKE BLUFF, IL 60044-1640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROPER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0007639206 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 7639206 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,583 (+29.48%) Land $39,486 Building $92,097 | $394,789 (+29.48%) Land $118,470 Building $276,319 | |
| 2024 | $6,812.00 (+11.43%) | ||
| 2023 | $6,113.00 (+2.16%) | $101,624 (+6.97%) Land $30,496 Building $71,128 | $304,902 (+6.97%) Land $91,497 Building $213,405 |
| 2022 | $5,984.00 | $94,999 Land $28,508 Building $66,491 | $285,026 Land $85,533 Building $199,493 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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