707 Smith Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 707 Smith Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,556 sqft · built 1950
Lot Size	0.373 acres (16,226 sqft)
Owner	Individual Name on File
Last Sale	$207,500 (Nov 2019)
Tax Bill	$6,973 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-328-010`

Property Details

APN / Parcel Number

Primary APN	`12-18-328-010`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,076 sqft
Upper Floors Area	480 sqft
Basement Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,226 sqft (0.373 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	707 SMITH AVE
City	LAKE BLUFF
State	IL
Zip	60044-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F.H.BARTLETTS NO.SHORE PROPERTIES LOT 9 BLOCK 30
Legal Subdivision	F.H.BARTLETTS NO.SHORE PROPERTIES
Legal Block	30
Legal Lot Number	9
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2007
Census Tract	863202

Owner

Source: Lake County records · APN 12-18-328-010

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	707 SMITH AVE, LAKE BLUFF, IL 60044-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Nov 21, 2019	Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Deed Document Number	20197610921
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	707 SMITH AVE, LAKE BLUFF, IL 60044-1639
Transaction Type	Mortgage
Record Updated	Mar 01, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007733555
Date	Jan 04, 2021
Instrument	7733555

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	LAKE FOREST, IL 60045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Dec 01, 2049

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Nov 21, 2019
Property Address	707 SMITH AVE, LAKE BLUFF, IL 60044-1639
Document Number	0007610921
Map Reference	DOC 295961
Instrument Date	Oct 30, 2019
Instrument	7610921
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$207.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 SMITH AVE, LAKE BLUFF, IL 60044-1639

Mortgage

Document Number	0007610922
Date	Nov 21, 2019
Instrument	7610922

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Interest

Rate Type	Fixed Rate
Rate	4.97%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,925 (+19.36%) Land $39,486 Building $85,439	$374,813 (+19.36%) Land $118,470 Building $256,343
2024	$6,973.00 (+11.55%)	$104,664 (+8.48%) Land $33,082 Building $71,582	$314,023 (+8.48%) Land $99,256 Building $214,767
2023	$6,251.00 (+10.44%)	$96,482 (+6.98%) Land $30,496 Building $65,986	$289,475 (+6.97%) Land $91,497 Building $197,978
2022	$5,660.00	$90,191 Land $28,508 Building $61,683	$270,601 Land $85,533 Building $185,068

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978632022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2017, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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