714 S 5th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 714 S 5th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,190 sqft · built 1938
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2017)
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Aug 2022 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-049-0076-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-049-0076-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,190 sqft Living Area
1st Floor Area	1,516 sqft
Basement Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	90 ft deep x 108 ft wide
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	714 S 5TH ST
City	SAINT CLAIR
State	MI
Zip	48079-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD-2 MIX C
Legal Description	LOT 172 & S 48' OF LOT 173 MAP OF ST CLAIR
Legal Subdivision	NORTH OF PINE RIVER MAP OF ST CLAIR
Legal Lot Number	172-173
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3008
Census Tract	642000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	714 S 5TH ST, SAINT CLAIR, MI 48079-5020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Intrafamily Transfer, Transfer
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Jun 7, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on Record
Deed Sale	Jun 7, 2017 · Amount on Record
Deed Document Number	201714718
Deed Book / Page	4837 / 968
Last Transfer Date	Jul 20, 2022
Transfer Doc	0005552769
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 16, 2022
Property Address	714 S 5TH ST, SAINT CLAIR, MI 48079-5020
Document Number	0005552769
Book / Page	5552 / 769
Map Reference	LB D PG 31
Instrument Date	Jul 20, 2022
Instrument	2022019364
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	714 S 5TH ST, 714, SAINT CLAIR, MI 48079-5020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	714 S 5TH ST, SAINT CLAIR, MI 48079-5020

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	714 S 5TH ST, SAINT CLAIR, MI 48079-5020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALL POINTS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 S 5TH ST, SAINT CLAIR, MI 48079-5020

Mortgage

Document Number	0052780252
Date	Nov 24, 2020
Book Page	5278/252
Instrument	2020029811

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 7, 2017
Property Address	714 S 5TH ST, SAINT CLAIR, MI 48079-5020
Document Number	0048370968
Book / Page	004837 / 000968
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	TITLE SOURCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 S 5TH ST ST CLAIR MI 480795020, ST CLAIR, MI 48079-5020

Mortgage

Document Number	48370970
Date	Jun 7, 2017
Book Page	004837/000970

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,004.00 (-7.46%) Homeowner's exemption	$192,500 (+18.03%)
2024	$4,327.00 (+7.58%)		$385,000 (+18.03%)
2023		$163,100
2022	$4,022.00		$326,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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