St. Clair County property record for 308 S 5th St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,960 sqft · built 1925 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,900 (May 2017) |
| Tax Bill | $2,614 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-049-0091-000 |
| Primary APN | 74-07-049-0091-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 90 ft deep x 60 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 308 S 5TH ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A MED D |
| Legal Description | LOT 185 MAP OF ST CLAIR |
| Legal Subdivision | ST CLAIR |
| Legal Lot Number | 185 |
| Legal Unit | 185 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 642000 |
Source: St. Clair County records · APN 74-07-049-0091-000
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 S 5TH ST, SAINT CLAIR, MI 48079-5015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI RELIANCE FIRST CAP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2017 · Amount on Record |
| Deed Sale | May 02, 2017 · Amount on Record |
| Prior Sale | Sep 08, 2011 · Amount on Record |
| Deed Document Number | 201711769 |
| Deed Book / Page | 4825 / 746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 308 S 5TH ST, SAINT CLAIR, MI 48079-5015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0048110018 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 4811/18 |
| Instrument | 2017007085 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 308 S 5TH ST, SAINT CLAIR, MI 48079-5015 |
| Document Number | 0051730053 |
| Instrument Date | Mar 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2020 |
| Title Company | AMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 308 S 5TH ST ST CLAIR MI 480795015, ST CLAIR, MI 48079-5015 |
| Document Number | 0051730053 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 005173/000053 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,614.00 (-7.47%) Homeowner's exemption | $101,100 (+17.42%) | |
| 2024 | $2,825.00 (+7.58%) | $202,200 (+17.42%) | |
| 2023 | $86,100 | ||
| 2022 | $2,626.00 | $172,200 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2001 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Duke Broadband.
Based on FCC filings for 207 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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