714 Montbrook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 714 Montbrook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 1969
Lot Size	0.288 acres (12,528 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Dec 2021)
Tax Bill	$2,858 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`247260A000`

Property Details

APN / Parcel Number

Primary APN	`247260A000`
Alternative APN	`2-057A-4035-00-0010.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,214 sqft
1st Floor Area	1,164 sqft
Basement Area	550 sqft
Finished Basement	500 sqft
Unfinished Basement	50 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,528 sqft (0.288 acres)
Lot Dimensions	174 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	247260A000
Street Address	714 MONTBROOK DR
City	O FALLON
State	MO
Zip	63366-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	WESTWOOD AC #4 LOT 10 LESS W 5 FT & W 3 LOT 11
Legal Subdivision	WESTWOOD AC #4
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2034
Census Tract	311802

Owner

714 Montbrook Dr is owned and occupied by an individual who bought it in December 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	714 MONTBROOK DR, O FALLON, MO 63366-2418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 11, 2021	Personal Representative Deed, Transfer · Line of Credit BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Aug 11, 2021 · Amount on File
Deed Document Number	202197245
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 1, 2021
Property Address	714 MONTBROOK DR, O FALLON, MO 63366-2418
Document Number	0000097245
Map Reference	MB 9 PG 34
Instrument Date	Nov 19, 2021
Instrument	2021R-097245
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1649 SUMMIT ESTATES DR, 1649, O FALLON, MO 63366-1391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 MONTBROOK DR, O FALLON, MO 63366-2418

Mortgage

Document Number	0000097246
Date	Dec 1, 2021
Instrument	2021R-097246

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

August 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 11, 2021
Property Address	714 MONTBROOK DR, O FALLON, MO 63366-2418
Document Number	2021R067521
Map Reference	MB 9 PG 34
Instrument Date	Aug 3, 2021
Instrument	2021R-067521
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 ROCKMAN PL, SAINT LOUIS, MO 63119-1115

Mortgage

Document Number	2021R067522
Date	Aug 11, 2021
Instrument	2021R-067522

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 714 Montbrook Dr was $2,858.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,307 (-)	$233,196 (-) Land $55,000 Building $178,196
2025	$2,858.00	$44,307	$233,196 Land $55,000 Building $178,196
2023		$39,299
2022			$206,837 Land $55,000 Building $151,837

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 714 Montbrook Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 714 Montbrook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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