415 Montbrook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 415 Montbrook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,251 sqft · built 1971
Lot Size	0.444 acres (19,332 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,334 (Aug 2026)
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`247680A000`

Property Details

APN / Parcel Number

Primary APN	`247680A000`
Alternative APN	`2-057A-4487-00-0001.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
Gross Area	2,745 sqft
1st Floor Area	1,251 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,332 sqft (0.444 acres)
Lot Dimensions	108 ft deep x 179 ft wide
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	247680A000
Street Address	415 MONTBROOK DR
City	O FALLON
State	MO
Zip	63366-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	WESTWOOD AC #5 LOT 1
Legal Subdivision	WESTWOOD AC #5
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2034
Census Tract	311802

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 MONTBROOK DR, O FALLON, MO 63366-2416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
Nov 12, 2025	Warranty Deed, Transfer FREEDOM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Nov 12, 2025 · Amount on Record
Deed Document Number	202640752
Prior Transfer Date	Apr 9, 2000
Prior Transfer Doc	0000038084
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 26, 2026
Property Address	415 MONTBROOK DR, O FALLON, MO 63366-2416
Document Number	0000040752
Instrument Date	Aug 24, 2026
Instrument	202640752
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MONTBROOK DR, O FALLON, MO 63366-2416

Mortgage

Document Number	0000040753,
Date	Aug 26, 2026
Instrument	202640753

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2025
Property Address	415 MONTBROOK DR, O FALLON, MO 63366-2416
Document Number	0000050731
Instrument Date	Nov 5, 2025
Instrument	2025R-050731
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2659 FARBER DR, SAINT LOUIS, MO 63136-4610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7427 PIERSIDE DR, O FALLON, MO 63368-7022

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,613 (-)	$229,541 (-) Land $55,000 Building $174,541
2025	$2,814.00 (+4.61%)	$43,613 (+7.79%)	$229,541 (+7.79%) Land $55,000 Building $174,541
2024	$2,690.00
2023		$40,461
2022			$212,951 Land $55,000 Building $157,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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