714 Main Ave, Fargo, ND 58103 Property Records

Cass County property record for 714 Main Ave, Fargo, ND 58103

Property Summary

Property TypeStore with Apartments
Details6,325 sqft · built 1915
Lot Size0.08 acres (3,500 sqft)
OwnerCompany Name on File
Last Sale$375,000 (May 2013)
Tax Bill$9,595 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN01-2240-00930-000

Property Details

APN / Parcel Number

Primary APN01-2240-00930-000

Interior

Building Area6,325 sqft Total Area
1st Floor Area2,775 sqft
Basement Area2,775 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Lot Area3,500 sqft (0.08 acres)
Lot Dimensions140 ft deep x 23 ft wide

Location & Zoning

Street Address714 MAIN AVE
CityFARGO
StateND
Zip58103-1807
Property CategoryCommercial
Property TypeCommercial > Retail > Store with Apartments
Local Zoning CodeDMU
Legal DescriptionLOT: 7 BLOCK: 7 ADDITION: ORIGINAL TOWNSITE ADDITIONAL: ORIGINAL TOWNSITE LOT 7 BLK 7
Legal SubdivisionORIGINAL TOWNSITE
Legal Block7
Legal Lot Number7
JurisdictionCASS ND
Township / Civil DivisionFARGO
Census Block Group2
Census Block2033
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Fargo District
listed 1983 · 88 contributing resources · NRIS 83004064

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

714 Main Ave, a commercial property, is owned by a company that bought it in May 2013.

Source: Cass County records, as of August 25, 2026

Owner of RecordCompany Name on File
Mailing Address714 MAIN AVE, FARGO, ND 58103-1807
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2019Deed of Trust, Mortgage · Commercial Mortgage
CHOICE FINANCIAL GROUP
Jun 12, 2019Deed of Trust, Mortgage · Commercial Mortgage
CHOICE FINANCIAL GROUP
Mar 5, 2020Deed of Trust, Mortgage · Line of Credit
CHOICE FINANCIAL GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2013 · Amount on File
Deed SaleMay 1, 2013 · Amount on File
Prior SaleJun 12, 2006 · Amount on File
Deed Document Number201385445
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address714 MAIN AVE, FARGO, ND 58103-1807
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyREGENCY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001564036
DateJun 12, 2019
Instrument1564036
Lender
NameCHOICE FINANCIAL GROUP
TypeLending Institution
AddressWEST FARGO, ND 58078
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueJun 10, 2024

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address714 MAIN AVE, FARGO, ND 58103-1807
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyREGENCY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001564037
DateJun 12, 2019
Instrument1564037
Lender
NameCHOICE FINANCIAL GROUP
TypeLending Institution
AddressWEST FARGO, ND 58078
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term84 Months
DueJun 10, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address714 MAIN AVE, FARGO, ND 58103-1807
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001584637
DateMar 5, 2020
Instrument1584637
Lender
NameCHOICE FINANCIAL GROUP
TypeLending Institution
AddressWEST FARGO, ND 58078
Agreement
TypeLine of Credit
AmountAmount on Record
Term26 Months
DueMay 15, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 714 Main Ave was $9,595.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityFargo City
Unified School DistrictFargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,595.00$270,000 Land $23,000 Building $247,000$540,000 Land $46,000 Building $494,000
2023$9,546.00$270,000 Land $23,000 Building $247,000$540,000 Land $46,000 Building $494,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 714 Main Ave in Zone X, an area of moderate flood risk, though there have been 34 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims34 (1978–2011)
Claims Outside the SFHA8 of 34
Most Recent ClaimApr 2011 · Flooding
Claims by Event
  • Flooding, Apr 2011 · 6 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 12 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 714 Main Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FARGO
serves 120,762 people · EPA ID ND0900336
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fiber, Fixed Wireless in parts of the area
2,000 / 1,000
Sparklight
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Fidium Fiber, Otter Tail Telecom, Verizon.

Nearby Properties on Main Ave

Nearby Streets

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