Cass County property record for 620 Main Ave, Fargo, ND 58103
| Property Type | Store with Apartments |
|---|---|
| Details | 55,908 sqft · built 1902 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $73,167 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-2240-00895-000 |
| Primary APN | 01-2240-00895-000 |
|---|
| Units | 33 Units |
|---|---|
| Building Area | 55,908 sqft Total Area |
| 1st Floor Area | 12,205 sqft |
| Basement Area | 12,205 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Lot Area | 10,500 sqft (0.241 acres) |
| Street Address | 620 MAIN AVE |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58103-1952 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Local Zoning Code | DMU |
| Legal Description | LOT: 10 BLOCK: 6 ADDITION: ORIGINAL TOWNSITE ADDITIONAL: ORIGINAL TOWNSITE LOTS 10 11 & 12 BLK 6 |
| Legal Subdivision | ORIGINAL TOWNSITE |
| Legal Block | 6 |
| Legal Lot Number | 10-12 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Fargo District listed 1983 · 88 contributing resources · NRIS 83004064 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cass County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4654 AMBER VALLEY PKWY S, FARGO, ND 58104-8612 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Dec 23, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BELL BANK |
| Sep 3, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 620 MAIN AVE, FARGO, ND 58103-1952 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001580086 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 1580086 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 10, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 620 MAIN AVE, FARGO, ND 58103-1952 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001604041 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 1604041 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 15, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,167.00 (+0.57%) | $2,261,000 (-) Land $76,000 Building $2,185,000 | $4,522,000 (-) Land $152,000 Building $4,370,000 |
| 2023 | $72,753.00 | $2,261,000 Land $76,000 Building $2,185,000 | $4,522,000 Land $152,000 Building $4,370,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 34 (1978–2011) |
| Claims Outside the SFHA | 8 of 34 |
| Most Recent Claim | Apr 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Fidium Fiber, Otter Tail Telecom, Verizon.
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